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Beautiful Condominium offered in Sheltered Cove. Set within the serene, meticulously maintained grounds of Sheltered Cove, this charming two-story condominium offers a rare chance to enjoy North Cove and the Connecticut River. Expansive lawns, picturesque views and tranquil surroundings create a setting that feels both private and welcoming. Residents enjoy a newly remodeled swimming pool, clubhouse, and ample guest parking. Located on the southern end of the association, along the estuary, this lovingly kept home features a kitchen that opens seamlessly to the dining area and a warm, light living room with a wood-burning fireplace framed by custom-built-in cabinets. A large glass slider with a custom wood valance opens to a private patio and garden overlooking lush landscaping, home to perennials, ornamental grasses and the resident osprey pair, Romeo and Juliet. Upstairs, two bedrooms provide generous closets. The primary suite includes a full bath and sweeping seasonal views. Near the guest bath, a full laundry and double-door closet offer storage, while another closet has been transformed into a home office. The partially finished lower level features custom woodwork. A one-car garage adds storage and convenience. Sheltered Cove offers lush grounds, mature trees, and easy access to beaches, marinas, and Old Saybrook's vibrant downtown-with shops, dining, and the Kate Hepburn Cultural Arts Center-all just a short distance away. Buyers changed they're minds. No Inspections were done. Please note this is an estate. No Disclosures.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Main |
| Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
| Living Room | Book Shelves,Built-Ins,Combination Liv/Din Rm,Fireplace,Patio/Terrace,Hardwood Floor | Main |
| Primary Bedroom | Bedroom Suite,Full Bath,Wall/Wall Carpet | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $511,200 | $511,200 | $511,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $413 | $413 | $413 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,903 | $3,062 | $4,076 |
| Total Monthly Payment | $3,408 | $3,567 | $4,581 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.