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MAJOR PRICE IMPROVEMENT - MOTIVATED SELLER MAKES THIS 55+ HOME A MUST-SEE! Located in Valencia Lakes, Tampa Bay’s premier 55+ Active Adult Community, this CAPRI has 1, 870 square feet of stylish living space, and features 3 bedrooms, an open floorplan, and a spectacular backyard water view. Approach the house and observe the manicured gardens that are framed by poured concrete curbing. You might want to first sit and relax in the spacious screened-in front porch and take time to marvel at nature’s beauty. French double-doors welcome you into the home where you’ll be greeted into a Foyer with a soaring 10-foot ceiling. Gorgeous 17”x17” ceramic tile flooring on the diagonal graces the common and wet areas and carpet will be found in two of the three bedrooms. The airy Foyer flows into the open floorplan that encompasses the Chef’s Kitchen, Dining Room, and Great Room which offer a seamless space for everyday living and entertaining. The Dining Room is perfect for hosting dinner parties or family gatherings. The Chef’s Kitchen is a standout, featuring 42” cabinetry, granite countertops, and a stylish glass backsplash. Over-and-under cabinet lighting illuminates the space, a double-basin porcelain sink, and a spacious pantry make cooking and meal prep a breeze. The pantry and lower cabinets feature sliding shelves. The Kitchen includes a cozy Dinette that overlooks the front porch, and it’s a great space to enjoy daily meals. The 18'x15’ Great Room is inviting and functional, featuring two in-floor electrical outlets, a lighted ceiling fan and 10’-wide sliding glass doors that provide an amazing water view and lead to the serene Florida Room. The 228SF Florida Room features powered blinds and a ceiling fan, and it is the perfect space to relax, and enjoy the tranquil views of the pond and lush landscaping, and it presents a great opportunity to bring outdoor living, indoors. The Primary Bedroom is at the rear of the home providing gorgeous views of the water and the setting Sun, and it boasts a 10’-to-11’ tray ceiling, a lighted ceiling fan, two Walk-In Closets, and an Ensuite Bathroom. The Ensuite Bathroom is a spa-like retreat with two separated vanities with quartz counters, a large walk-in shower with floor-to-ceiling tile, a linen closet, and a private Water Closet for the commode. Bedroom 3 features French double doors, a large window and a ceiling fan, making it ideal for use as a guest room or home office. Bedrooms 2 and 3 feature closets and lighted ceiling fans. Environmental comforts are ensured by 46 Solar panels, a Goodman 2-stage HVAC, a Culligan water softener system, and an AO-Smith 50-gal water heater and Hurricane Shutters. The 2-car garage has epoxy floors, and plenty of storage shelves. Valencia Lakes is a great community featuring a 40, 000SF Clubhouse, a 5, 000SF State of the Heart Gym, 2 Multi-purpose Exercise Rooms, a Resort-style Pool, Resistance Pool, Spa, 5-Lane Lap Pool, Steam Baths, Saunas, 7 Pickleball Courts, 6 USTA Har-Tru Tennis Courts, 4 Bocce Lanes, 4 Shuffleboard lanes, Half-Court Basketball, the best Softball Stadium in the local area, a Dog Park, Garden Plots for the Green Thumbs, over 100 clubs and a Memorial Circle in honor of those who have served. HOA Fees provide SPECTRUM tv, internet, ADT monitored home security, lawn, garden and tree maintenance, and irrigation, and use of all Valencia Lakes amenities. This CAPRI is an ideal house to begin living your idyllic life. Seize the Day!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,272 | $2,316 | $2,873 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.