4036 CORTEZ DRIVE, #A, Tampa, FL, 33614 | $239,500

YES! SELLER WILL WORK WITH ALL FIRST-TIME HOMEBUYER PROGRAMS.

Step inside this FULLY RENOVATED 4-BEDROOM GROUND-FLOOR CONDO and immediately experience bright, OPEN-CONCEPT LIVING with tranquil LAKE VIEWS. Natural light pours across BRAND-NEW LUXURY VINYL PLANK FLOORING, drawing your eye through the spacious living area to the water beyond. Enjoy indoor-outdoor living on the EXPANSIVE 25’ x 10’ SCREENED LANAI—perfect for morning coffee or relaxing evenings with scenic sunset views.

This home is truly MOVE-IN READY with QUALITY UPGRADES THROUGHOUT, including ALL-NEW DRYWALL, MODERN RECESSED LIGHTING, UPDATED FIXTURES, and ELEGANT 6-INCH BASEBOARDS. The DESIGNER KITCHEN features WOOD SHAKER CABINETS, QUARTZ COUNTERTOPS, STAINLESS STEEL APPLIANCES, a DEDICATED COFFEE BAR, and a BUTLER’S PANTRY with a stylish frosted glass door—ideal for both everyday living and entertaining.

The PRIMARY SUITE offers a PRIVATE RETREAT with a LARGE WALK-IN CLOSET and a SPA-INSPIRED EN SUITE BATH showcasing MARBLE-LOOK TILE, MODERN VANITY, LIGHTED MIRROR, and a LUXURIOUS MULTI-JET SHOWER. The SECOND BATHROOM is equally UPDATED with CONTEMPORARY FINISHES.

Two bedrooms feature SLIDING GLASS DOORS with DIRECT LANAI ACCESS, creating a seamless connection to the outdoors. A fourth bedroom with REINFORCED BARN DOORS offers flexibility as a HOME OFFICE, DEN, or GUEST ROOM while maintaining privacy.

Additional upgrades include a NEW ROOF (2020), NEW PATIO SCREENING, NEW OUTDOOR LAUNDRY ROOM, UPDATED LIGHTING, and DURABLE METAL/STEEL-FRAMED CONSTRUCTION for added peace of mind.

The HOA provides EXCEPTIONAL VALUE, covering WATER, SEWER, TRASH, PEST CONTROL, EXTERIOR MAINTENANCE, CABLE TV, and access to COMMUNITY AMENITIES including a POOL, TENNIS COURTS, PLAYGROUND, and BBQ AREA, along with ASSIGNED AND GUEST PARKING.

NO CDD. NO FLOOD INSURANCE REQUIRED. Ideally located near Tampa International Airport, Raymond James Stadium, and DOWNTOWN Tampa, with convenient access to TOP-RATED SCHOOLS, DINING, SHOPPING, and MAJOR HIGHWAYS.

SELLER WILL ASSIST WITH BUYER CLOSING COSTS—CALL FOR DETAILS.

This is FLORIDA LIVING at its finest—schedule your showing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Playground, Pool, Tennis Court(s)
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room, Outside
  • Complex: CORTEZ OF CARROLLWOOD A CONDOM
  • Year Built: 1972
  • Common Charge: $741 Monthly
  • Approx Sq. Feet: 1,437
  • Est. Taxes: $2,806
  • Lot Desc: Landscaped, Level, Sidewalk
  • View: Water
  • Elem. School: Crestwood-HB
  • Middle School: Pierce-HB
  • High School: Leto-HB
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • MLS#: TB8430761
  • Days on Market: 198 days
  • Website: https://www.raveis.com
    /prop/TB8430761/4036cortezdrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/19/2026 1:47:07 PM)
Listing courtesy of RE/MAX MARKETING SPECIALISTS   Phone: 352-686-0540

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4036 CORTEZ DRIVE, #A, Tampa, FL, 33614

$239,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $191,600 $191,600 $191,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $234 $234 $234
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,133 $1,164 $1,553
Total Monthly Payment $1,442 $1,473 $1,862

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.