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Escape to your own private retreat at 16635 County Road 450 in Umatilla, FL. This unique Spanish-style home sits on 7. 5 acres of beautiful land, offering both privacy and room to spread out. With Crescent Lake right in your backyard, you’ll enjoy direct access to one of Central Florida’s hidden gems. Crescent Lake is spring-fed, perfect for swimming, skiing, and a variety of water sports. The property includes its own dock, where you can take in peaceful water views, watch the sunrise, see the seaplanes take off and land or enjoy the abundant wildlife that surrounds the area. The home features classic Spanish-style architecture with charming details that set it apart. A newer metal roof, AC units and septic system. A 2-car carport provides convenient parking, and the property also includes a detached workshop with endless possibilities. This space could easily be converted into a mother-in-law suite, home office, or guest quarters, adding flexibility to the property. Whether you’re looking for a full-time residence or a weekend getaway, this home delivers the best of both worlds—plenty of land for privacy and outdoor activities, along with the luxury of lakefront living. From boating and fishing to simply relaxing by the water, this property is ideal for anyone who loves the outdoors. With 7. 5 acres, there’s room for gardening, hobbies, or even small animals, making it a true homestead with modern conveniences. This home recently appraised for more than asking price, so you'll have instant equity! If you’ve been dreaming of a home that combines acreage, water access, and a one-of-a-kind architectural style, this is a rare opportunity you don’t want to miss. 16635 County Road 450 isn’t just a house—it’s a lifestyle on Crescent Lake.
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Our Executive Mortgage Banker:
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$720,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $576,000 | $576,000 | $576,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.541% |
| Monthly Tax Payment | $276 | $276 | $276 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,225 | $3,450 | $4,630 |
| Total Monthly Payment | $3,593 | $3,818 | $4,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.