12163 SE 176TH LOOP, Summerfield, FL, 34491 | $498,000

STEP INTO YOUR NEW LUXURY LIFESTYLE! HOA FEE JUST $152. /MO. Consider this CUSTOM HOME with a FENCED IN YARD, LARGE, OPEN, split floor plan, on a semi private lot, with direct access to WALKING TRAILS, in an active Florida community offering many activities to choose from. This EXPANDED SPRUCE MODEL in the MEADOWS neighborhood was perfectly customized by adding the glassed in Florida Room (additional 640 SF), see PA for info. , that boasts approx. 2, 645 SF of heated and cooled living and ENTERTAINMENT SPACES! From the moment you view the property and all the outside features, to the moment you step inside to experience all the indoor features you will know YOU ARE HOME. THIS IS IT!
This AMAZING HOME with REAR PRIVACY and a TWO CAR+ GOLF CAR GARAGE with storage and an extended driveway for all your parking needs is just perfect. This beautiful recently updated home has features that will truly captivate you! Outstanding details include a Freshly painted interior and exterior, 10' ceilings throughout, crown molding, wood laminate and impressive inlaid ceramic tile flooring. The customized chef's kitchen offers a center island, solid surface counters, reverse osmosis water filtration system, tile backsplash, under cabinet lighting, walk in pantry and extensive, recently added custom cabinetry for even more storage! The luxurious primary suite includes a custom walk-in closet with a window, and the large primary bath ensuite offers a large soaking tub, spacious double sink vanity, a roman walk-in shower, a private watercloset w/ a closet, as well as another large walk in closet, all designed with beauty and an abundance of natural light. It cannot be expressed enough how luxurious this HOME is on a PREMIUM LOT in Stonecrest, where you Step outside to a spacious wraparound large patio with a remote controlled Sun Setter, with wind sensor retractable awning, a fenced yard, and peaceful views with the morning sun or the perfect romantic dinner. Major Updates include: NEW ROOF (2023), 2016 glass enclosed lanai, and a split Mitsubishi HVAC UNIT(2023). And many additional improvements since 2023 (see feature list).
Today could be the BEST DAY OF THE REST OF YOUR LIFE! If you're searching for a home in a private, gated, golf community, look no further—you've found your dream lifestyle at Stonecrest.
Nestled in the heart of Central Florida, Stonecrest is a deed-restricted, active adult golf community that offers the perfect blend of luxury, convenience, and recreation. Imagine waking up every morning in a community designed for those who cherish an active lifestyle, where golf cart access takes you to nearby shopping and more.
At Stonecrest, you'll have access to an array of world-class amenities, including four community pools, one of which is a serene indoor pool—along with a spa and a fully equipped fitness center. Whether you're looking to stay fit, relax, or meet new friends, you'll find it all here.
With over 90 clubs to join, you'll never run out of opportunities to explore your passions and hobbies. The clubhouse is a hub of social activity, featuring a popular, casual dining restaurant where you can enjoy great food and even better company.
For the golf enthusiast, Stonecrest boasts 18 holes of championship golf, providing a challenging and scenic experience. The fun doesn’t stop there—enjoy lighted pickleball courts, softball, and so much more.
Welcome to Stonecrest, where every day feels like a vacation.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Optional Additional Fees, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 119
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Style: Ranch
  • Year Built: 2007
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Other
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,645
  • Acreage: 0.19
  • Lot Size: 70 x 119
  • Est. Taxes: $5,121
  • HOA Fee: $152 Monthly
  • Lot Desc: Greenbelt, Landscaped, Level, Near Golf Course
  • View: Park/Greenbelt, Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
  • MLS#: G5102452
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/G5102452/12163se176thloop_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 7:32:08 AM)
Listing courtesy of RE/MAX FOXFIRE - SUMMERFIELD   Phone: 352-307-0304

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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12163 SE 176TH LOOP, Summerfield, FL, 34491

$498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.120% 5.541%
Monthly Tax Payment $427 $427 $427
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,231 $2,386 $3,203
Total Monthly Payment $2,733 $2,888 $3,705

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.