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Easy living in the heart of nature, just minutes to two quaint downtowns, welcome to Holly Stream. Approaching along the banks of the reservoir and turning into the conifer lined community, you will find a comfortable home with much to offer. Park in your private garage, the space in front of it, or the unassigned parking area. Down the planting lined path, enter unit 204. Inside, the bright open space of this all one level home greets you. Once past the hallway, with a coat closet on the left, you will find a well-designed galley kitchen, with a pantry, good cabinet space and a cozy eat-in area. From here, the home opens into the large living/dining area. With a high ceiling, wood-burning fireplace and in-wall air conditioner, this great room has plenty of options for your interior design. Down the hall, past the laundry closet, is the large primary bedroom, with high ceilings of its own and two closets. There is also a second bedroom or office across the hall. Off of both the primary bedroom and hallway is the unique five fixture bathroom, with two vanities, a tiled glass shower and a soaking tub. And this is just what the inside has to offer. Holly Stream also has a clubhouse, in-ground pool, playground and circular path throughout the whole community. All of this, just two miles to downtown Brewster and its train station and three miles to downtown Croton Falls, with its own train stop and restaurants and shops. Stop by to see all that this unit has to offer and how you can make it your home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $533 | $533 | $533 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,494 | $1,555 | $2,075 |
| Total Monthly Payment | $2,102 | $2,163 | $2,683 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.