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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment as well as the Seller is offering a $2, 500 closing cost credit to Buyers for interior paint. ** Discover comfort and convenience in this charming 2-bedroom, 2. 5-bath condo located in a desirable, well-maintained community in the heart of Apopka. Nestled among lush landscaping and peaceful surroundings, this residence offers a harmonious blend of practicality, style, and tranquility, perfect for first-time buyers, downsizers, or anyone seeking low-maintenance living. Inside, you'll find a thoughtfully designed kitchen with classic cabinetry and a pass-through window that opens to the spacious living and dining area. The open-concept layout extends to an enclosed porch that brings in an abundance of natural light and flows effortlessly to the outdoor patio, ideal for entertaining or enjoying the serene backdrop of mature trees. Upstairs, the primary bedroom is tucked away at the rear of the unit, offering a peaceful view of the backyard, a built-in closet, and a private en suite bathroom. The second bedroom includes a built-in closet and easy access to a full bathroom, which features updated tile (March 2024). A convenient half bath is located on the main floor. Recent major updates include: the entire home re-piped and new water heater installed (August 2023), popcorn ceiling removed and replaced with knockdown texture throughout (Sept–Nov 2023), new attic insulation installed (October 2023), dryer vents professionally cleaned (April 2023), full interior repaint and new lighting fixtures throughout (March 2024), new toilets in all bathrooms, new vanity in the half bath, and updated plumbing fixtures (March 2024). Additional features include an in-unit laundry closet with a stackable washer and dryer. The quiet, well-kept community is ideally situated with easy access to shopping, dining, and major roadways. At Unit 135 of 1220 Villa Lane, enjoy a move-in ready condo with thoughtful upgrades, serene views, and a relaxed lifestyle. Schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $144,000 | $144,000 | $144,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $211 | $211 | $211 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $887 | $909 | $1,196 |
| Total Monthly Payment | $1,173 | $1,195 | $1,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.