8582 Pepper Tree WAY, Naples, FL, 34114 | $785,000

This impressive two-story single-family pool home with southwest exposure offers tranquil lake views framed by lush landscaping, creating a private and inviting retreat in the heart of Fiddler’s Creek in the popular and quaint Pepper Tree Village. The residence features four bedrooms, three full baths and a two-car garage, blending comfort and elegance with expansive indoor and outdoor living. Inside, the main living areas are adorned with diagonal 18-inch porcelain tile floors, soaring 18-foot ceilings, recessed lighting and abundant natural light. The living and family rooms both open to the lanai through glass sliders topped with transom windows, capturing beautiful views of the pool and lake. A formal dining area sits adjacent, while the kitchen showcases white cabinetry with under-cabinet lighting, a bar counter with seating, a pantry and GE stainless steel appliances including a 2024 microwave, range, dishwasher and refrigerator with an icemaker. The breakfast nook enjoys pool and lake views with direct lanai access, ideal for casual dining. The owner’s suite is privately situated on the main level with a double-door entry, lanai access, dual walk-in closets and a spa-like bath offering dual vanities, soaking tub, walk-in shower with glass enclosure and a linen closet. A guest suite with nearby full bath featuring a walk-in shower is also on the main floor, while upstairs two additional guest rooms share a Jack-and-Jill bath with dual vanities, makeup counter and shower-tub combo with glass enclosure. The screened lanai is designed for relaxation and entertaining with a covered sitting area featuring recessed lighting and a ceiling fan, along with a sparkling pool heated by a brand-new 2025 Gulf Stream electric heater. A paver driveway, 2018 roof, lush tropical landscaping and private lake views enhance the exterior appeal. Practical upgrades include two newer HVAC systems (2019 and 2023), a 40-gallon Rheem electric water heater manufactured in May 2023, central vacuum, NuTone intercom system, laundry room with washer, dryer, utility sink and cabinetry, and a freshly painted garage floor. Residents of Fiddler’s Creek enjoy world-class amenities, including a spectacular 54, 000-square-foot clubhouse with new renovations to be completed in 2025, resort-style pool with waterfalls and slides, state-of-the-art fitness center with trainers and classes, active tennis and pickleball programs with leagues, clinics and brand new pickleball courts, bocce, spa services, and both casual and fine indoor and outdoor dining overlooking the pool. The community also offers miles of sidewalks for biking, jogging and walking, and optional memberships for golf, beach and marina access, delivering the ultimate SW Florida lifestyle just minutes from beaches, shopping, dining and executive airport. There is no wait for the golf membership, and you will enjoy a recently renovated award-winning golf course and stunning brand-new golf clubhouse. CDD bond paid in full.

Features

  • Amenities: Beach Club Available,Bike And Jog Path,Bocce Court,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Fitness Center Attended,Full Service Spa,Golf Course,Internet Access,Marina,Pickleball,Play Area,Private Membership,Restaurant,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 10
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 2 Story
  • Development: FIDDLER'S CREEK
  • Year Built: 1999
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 2,358
  • Acreage: 0.15
  • Est. Taxes: $7,421
  • HOA Fee: $796 Quarterly
  • Lot Desc: Regular
  • View: Lake,Landscaped Area
  • Community Type: Gated,Golf Course,Tennis
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 225071200
  • Website: https://www.raveis.com
    /prop/225071200/8582peppertreeway_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's Int'l Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8582 Pepper Tree WAY, Naples, FL, 34114

$785,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $628,000 $628,000 $628,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.628%
Monthly Tax Payment $618 $618 $618
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,615 $3,761 $5,090
Total Monthly Payment $4,325 $4,471 $5,800

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.