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This unit was completed in 2023. The kitchen features L-shaped counter top and plenty of cabinet space, with dishwasher, gas stove, and disposal. The living area is adjacent to the kitchen with a full bath in between the living room and kitchen. The upper level has two bedrooms and a full bath. There is a flexible first level 3rd bedroom with closet which could be also be a dining area or family room. The first level has a total of 608 square feet of space. Great commuter location 1/2 mile to T Station (68 mins to North Station Boston on the Fitchburg/Boston Line), 4 miles to Route 2 (8 mins. drive), 3. 7 miles to Ayer Center. Local to Shirley Village eateries as well as the parks and walking/bike trails. Benjamin Hill Park is nearby with all that is has to offer, swings, pool and so much more.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | 18.0 x 12.0 | Third |
| Bedroom 3 | Closet, Exterior Access, Slider | 18.0 x 17.0 | First |
| Kitchen | Flooring - Hardwood, Dining Area, Balcony / Deck, Open Floorplan, Gas Stove, Lighting - Overhead | 18.0 x 12.0 | Main,Second |
| Living Room | Flooring - Hardwood, Open Floorplan | 16.0 x 12.0 | Main,Second |
| Master Bedroom | Walk-In Closet(s), Flooring - Hardwood | 18.0 x 17.0 | Third |
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NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $2,280 | $2,280 | $2,280 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $14 | $18 |
| Total Monthly Payment | $88 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.