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Why wait for new construction when this beautiful 2023 block home is move-in ready and loaded with upgrades? This spacious 4 bedroom, 2 bathroom property offers modern style, thoughtful features, and a desirable location near The Villages—all with no HOA or CDD fees. Plus, it comes with the RARE opportunity to assume an existing loan at only 4. 99%, a huge advantage compared to today’s interest rates!
Step inside and you’ll immediately notice the bright and open floor plan, perfect for both everyday living and entertaining. The living room flows seamlessly into the dining area and upgraded kitchen, where you’ll find rich wood cabinetry, stainless steel appliances, and plenty of counter space. Unlike many new builds, this home has been thoughtfully upgraded with details that make a big difference, including ceiling fans, a whole-house water softener and filtration system, and even plywood flooring in the attic for additional storage.
The flexible floor plan includes a 4th bedroom without a built-in closet, making it ideal for use as a guest bedroom, office, hobby space, or den. The split-bedroom layout ensures privacy, with the master suite tucked away from the guest rooms. The master bedroom is a true retreat, featuring a tray ceiling, dual walk-in closets, and a spa-like ensuite bathroom with double vanities and a modern walk-in shower. The guest bedrooms are well-sized and comfortable, offering plenty of space for family or visitors.
Additional upgrades include a built-in TAEXX in-wall pest control system, giving you peace of mind and convenience. The nearly fully fenced backyard is generously sized and ready for pets, play, or outdoor entertaining.
Located just minutes from The Villages, you’ll enjoy quick access to shopping, dining, medical facilities, and entertainment while still being tucked away in a peaceful residential community. With no HOA restrictions or costly CDD fees, you’ll have the freedom to truly enjoy your property.
This home combines the best of both worlds: the benefits of a new build without the wait, plus thoughtful upgrades you won’t find in standard construction. And with the assumable 4. 99% loan, this is an incredible opportunity for qualified buyers to secure lower monthly payments. Don’t miss your chance—schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $259,760 | $259,760 | $259,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,475 | $1,556 | $2,105 |
| Total Monthly Payment | $1,887 | $1,968 | $2,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.