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Seller is offering $5K to buyer for closing costs. Charming 1898 Victorian in the Heart of Town – Zoned Commercial Step back in time with this beautiful 1898 Victorian home located on Main Street in Honea Path, just a short walk to restaurants, shopping, and all that town has to offer. Sitting on a spacious . 54-acre lot, this property combines historic character with modern updates and the flexibility of commercial zoning. The home welcomes you with a large, inviting L-shaped front porch, perfect for relaxing evenings & drinking sweet tea. Inside, you’ll find original hardwood floors throughout most of the home, complemented by updated plank flooring in the kitchen and living room. Key updates include: metal roof (approx. 10 years old) with a lifetime warranty, upstairs HVAC installed in 2023; downstairs HVAC in 2011, brand-new gas water heater, fenced backyard for privacy and and convenience. While the home does need some work, it has great bones and endless potential—whether you’re looking to restore it to its former glory, create a unique business space, or enjoy it as a charming historic residence. Don’t miss your chance to own a piece of history with modern amenities and a prime location!
| Type | Level |
|---|---|
| Bathroom | Main |
| Bathroom | Upper |
| Bedroom2 | Upper |
| Bedroom3 | Upper |
| DiningRoom | Main |
| Kitchen | Main |
| Laundry | Main |
| Other | Upper |
| Other | Upper |
| PrimaryBedroom | Main |
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Our Executive Mortgage Banker:
$179,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,920 | $143,920 | $143,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $18 | $18 | $18 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $840 | $886 | $1,166 |
| Total Monthly Payment | $933 | $979 | $1,259 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.