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Coastal paradise in the sought after St Thomas point subdivision. This well cared-for home combines timeless design with everyday functionality. Featuring 3 bedrooms, 3. 5 bathrooms, and a spacious bonus room across more than 2, 200 square feet of thoughtfully arranged living space. Brick stairs and mature landscaping create a welcoming first impression, while soaring ceilings, crown molding, and real hardwood floors bring warmth and character to the main living areas. The foyer opens to a formal sitting area with double doors that lead to the rear deck. Nearby, the primary suite provides a quiet retreat with tray ceilings, generous natural light. Primary bath features vaulted ceilings, dual vanities, a jetted soaking tub, tiled walk-in shower, and a spacious walk-in closet. A formal dining room sits just beyond the entryway, offering a dedicated space for entertaining. It flows directly into the kitchen, where granite countertops, plentiful cabinetry, a bar-height counter with added storage, and a full suite of appliances including a JennAir double wall oven and dishwasher, Samsung microwave, and electric cooktop make everyday living effortless. The adjacent eat-in area opens into a vaulted living room anchored by a wood-burning fireplace, built-in cabinetry, and soffit lighting. This space is a true showpiece of the home warm, inviting, and ideal for both quiet evenings and larger gatherings. Perfectly situated near the living area, a powder room includes a laundry closet with washer and dryer hookups. Down the hall, two additional bedrooms share a full bath with a fiberglass step-in shower. The screened-in back deck extends the living space with vaulted ceilings, skylights, recessed lighting, ceiling fans, and crank-down privacy shades. Overlooking a lush backyard framed by mature shrubs, the deck can be accessed through both the sitting room and kitchen area perfect for seamless indoor-outdoor living. Upstairs, a spacious bonus room with sloped ceilings, attic access, and a private full bathroom offers flexibility as a 4th bedroom, guest suite, office, playroom, or media room. Additional highlights include a two-car attached garage and an extended driveway with ample parking. Residents of this community enjoy access to a neighborhood boat ramp and dock, tennis courts, and a playground offering a lifestyle that blends relaxation with recreation.
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Our Executive Mortgage Banker:
$679,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,920 | $543,920 | $543,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,131 | $3,258 | $4,337 |
| Total Monthly Payment | $3,223 | $3,350 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.