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Welcome to your Florida retreat in the highly sought-after 55+ community of On Top of the World in Clearwater! This spacious 2-bedroom, 2-bathroom ground floor condo offers comfort, convenience, and resort-style amenities. Step inside and you’ll find a roomy living area that flows into the dining space and an inviting kitchen with plenty of cabinet storage. The kitchen features stainless steel appliances, updated countertops, tile backsplash, and a large single basin sink. Both bedrooms are generously sized with ample closet space and ceiling fans. The primary suite features an en-suite bath and a brand-new all-in-one washer dryer. Seller will replace water heater prior to closing. The enclosed Florida room adds extra flexibility - perfect as a sitting area, office, or hobby space. The front porch creates the perfect spot to enjoy your morning coffee or greet neighbors as they pass by. Out back, the enclosed Florida room opens to a patio overlooking a landscaped green space, giving you a peaceful retreat for dining al fresco or simply unwinding in the Florida sunshine. This well-maintained building offers easy access to all the community amenities, including two pools, state-of-the-art fitness centers, golf courses, tennis and pickleball courts, shuffleboard, woodworking and hobby studios, and an active clubhouse with planned events. Residents also enjoy walking trails, serene lake views, and the peace of mind of a gated, pet-friendly community. Located in the heart of Clearwater, you’ll have quick access to shopping, dining, medical centers, airports, and the Gulf beaches. With its unbeatable location and vibrant lifestyle, this condo is the perfect place to call home year-round or as a seasonal getaway. Schedule your showing today and see why On Top of the World remains one of Florida’s premier active adult communities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $167,200 | $167,200 | $167,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.609% |
| Monthly Tax Payment | $43 | $43 | $43 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $949 | $1,001 | $1,355 |
| Total Monthly Payment | $1,067 | $1,119 | $1,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.