2224 ELDORADO COURT, St. Cloud, FL, 34771 | $1,070,000

This custom-built, single-story country residence features detached in-law quarters and an expansive 4. 5-car garage on a 2. 07-acre lot set back from the road for enhanced privacy. The large back covered terrace and patio are perfect for entertaining and equipped with electrical outlets and has been prepped with water, plumbing, and ventilation to accommodate a summer kitchen.

Inside, the home boasts 18-foot cathedral ceilings, 8-foot doors and thresholds, custom plantation shutters, electric window shades, and beautiful durable glazed concrete flooring throughout. The farmhouse-style kitchen offers granite and quartz countertops, Whirlpool stainless steel appliances, an electric cooktop, an industrial-sized refrigerator and freezer, a beverage cooler, a 12-foot island, and a walk-in pantry. Adjacent is a spacious laundry room with wall-to-wall cabinetry. The open concept living area includes cathedral ceilings, a custom bar with dual wine coolers and a granite countertop. The family room has beautiful multi-panel sliding patio doors that open to the covered back terrace.

The huge master suite offers two walk-in closets and a full bathroom. Bedroom #2 features an ensuite full bath, while bedrooms #3 and #4 provide flexible space for additional occupants or guests. The detached in-law quarters has a private entrance, kitchenette, full bathroom, walk-in closet, and covered porch.

Nestled on a property abundant with natural vegetation, this home enjoys regular visits from local wildlife such as deer, wild turkeys, rabbits, and gopher tortoises. Located in Bay Lake Ranch, a community without HOA fees, residents benefit from traditional neighborhood events including a Halloween hayride, Christmas light tour, 4th of July fireworks event and other activities. The location offers easy access to both MCO and MEL airports and nearby beaches.

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 4 full
  • Laundry: Laundry Room
  • Year Built: 2021
  • Garage: 4-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,645
  • Acreage: 2.07
  • Est. Taxes: $9,479
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: O6345681
  • Days on Market: 226 days
  • Website: https://www.raveis.com
    /eprop/O6345681/2224eldoradocourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 12:02:10 AM)
Listing courtesy of Florida Realty of Miami Corp   Phone: 305-598-5488

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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2224 ELDORADO COURT, St. Cloud, FL, 34771

$1,070,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $856,000 $856,000 $856,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.411% 6.487% 6.309%
Monthly Tax Payment $790 $790 $790
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,201 $5,340 $7,281
Total Monthly Payment $6,116 $6,255 $8,196

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.