5627 20TH STREET, Zephyrhills, FL, 33542 | $297,500

MUST SEE TO APPRECIATE! Very Comfortable Home. *Downtown Zephyrhills Corridor*. Generational, same familial ownership (Not A Flip). LARGE ADDITION (doubling overall size) and FULLY PERMITTED Professional Renovation completed in 2018-19, which includes all Major Systems, with many upgrades. . . every foot & surface of the home renovated. Refinished Original Oak Floors, Fire Place restoration and conversion to electric logs w / supp. heat, Granite Hearth & Mantel, 6"x 48" vinyl plank flooring, Porcelain floor and wall tile in Bathrooms and Laundry w / Hardie cement backer, Subway tile backsplashes w / custom inserts, All new cabinets in 2019 w / built-in Pantry (upgraded to plywood boxes) w / soft-close drawer guides, Granite counter-tops, Granite top at kitchen window (pass through), Subway Tile backsplashes, Matching Frigidaire Appliances (electric range / oven w / built-in microwave & refrigerator w / icemaker), 60/40 deep SS Kitchen Sink w / In-Sink-Erator disposal, "LG" front load Washer and Dryer included, Laundry utility sink w / pull out faucet, solid core interior doors and lever lock handles, P. G. T. vinyl windows, double insulated, Low-E glass w / Sun-Guard, Wooden cased window trim w / custom sills, "Pella" Low-E insulated sliding glass doors, R-30 Ceiling Insulation, Wooden Crown Molding and corner ceiling trim, Chair height toilet in M. Bath, Dual lavatory sinks w / full length mirror, Curb-less shower w / adjustable bar shower head, Custom adj. , laminate linen shelving system in M. Bath, (Expandable) Wireless Security System (Slomin's Shield), Remote Controlled ceiling fans, Oversized fully insulated 24' x 24' garage with 18K BTU wall AC, 18' x 7' Clopay insulated garage door w / exterior keyless entry pad, Garage TV Pre-wire, Future Pool Panel Pre-wire, Fiberglass exterior doors w / composite jambs, isolated ext. equipment room for AC & WH, Upgraded 16 S. E. E. R. HVAC Heat Pump & new ducting w / reno, All plumbing drain piping, water lines and ext. house to City connections replaced in 2019, etc. (Exterior / General) James Hardie Beaded lap siding & trim, Upgraded 40 year GAF Architectural shingles, Upgraded chimney structure w / deluxe cap, Upgraded Aluminum Soffit & Fascia, 6" Seamless Aluminum Gutter w / hard piped drains / basins, 6' vinyl privacy fencing, Oversized Corner Lot with dual driveways, Cement Paver entry stairs and HD / Deluxe aluminum hand railing. *Convenient to City Hall / Govt. Services, Shopping, Schools, Medical, etc. *Included with Home Purchase, Recent 4-Point Insurance Inspection, Wind Mitigation Inspection, Drywood Termite 12-Month Warranty and Photo Documentation of All Renovation Work (Start to Finish).

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 92.5 x 128.8
  • Laundry: Other
  • Year Built: 1958
  • Garage: 2-car
  • Heating: Other
  • Cooling: Other
  • Approx Sq. Feet: 1,320
  • Acreage: 0.26
  • Lot Size: 92.5 x 128.8
  • Est. Taxes: $347
  • Appliances: Other
  • MLS#: TB8429078
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/TB8429078/562720thstreet_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 6:09:20 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5627 20TH STREET, Zephyrhills, FL, 33542

$297,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $238,000 $238,000 $238,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $29 $29 $29
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,351 $1,425 $1,898
Total Monthly Payment $1,455 $1,529 $2,002

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.