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1207 Pass-A-Grille Way – Rare Waterfront Opportunity | St. Pete Beach | Pass-A-Grille
City-verified zoning letter in hand! This parcel is ready for your vision—build new or restore the existing structure on this one-of-a-kind waterfront lot. The City of St. Pete Beach has confirmed zoning for a medium-size home, providing a clear path to design and rebuild within code.
Each lot on St. Pete Beach has specific build parameters tied to its overlay, and this one offers both flexibility and verified compliance.
Along the coveted stretch of Pass-A-Grille Way (21st Avenue South to The Point), only about twenty single-family homes enjoy this rare waterfront lifestyle. All are waterfront. All are coveted. But among them, 1207 Pass-A-Grille Way stands apart.
This corner lot provides open channel, unobstructed water views with no southern neighbor to block the panorama. From sunrise reflections to playful dolphins, the peaceful backdrop here is unmatched.
Two paths forward:
1. Restore & Preserve – Maintain and repair the existing structure while pursuing historical designation (qualifies as a contributing structure).
2. Reimagine & Rebuild – Create a brand-new custom home designed to your vision.
Either way, the result is waterfront bliss—launch paddleboards and jet skis from your dock, keep your boat lifted and ready for quick runs to Shell Key, Bunce’s Pass, or sunset dock-and-dine outings. Deep water access welcomes larger boats.
Located near Paradise Grille, 8th Avenue shops, restaurants, and the dog beach, yet positioned on the Intracoastal side for quiet mornings and uninterrupted dolphin shows.
Pass-A-Grille is magical, rare, and timeless. This is your chance to own one of its most treasured addresses.
(Land value )
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $1,344,000 | $1,344,000 | $1,344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.428% | 6.110% | 5.932% |
| Monthly Tax Payment | $2,115 | $2,115 | $2,115 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,737 | $8,058 | $11,161 |
| Total Monthly Payment | $9,977 | $10,298 | $13,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.