11 Fourth Avenue, Centereach, NY, 11720 | $959,000

***USE 14 Gaynor Road Centerach on GPS ***Approx Completion date Oct- Nov 2025- A model is up for touring. Welcome to Lexington Estates, the newest jewel in Centereach, crafted by one of Long Island's premier builders. A new 12 lot subdivision where we're redefining what it means to come home. The Oak Model is comprised of 2686 sqft featuring a large covered front porch to relax and enjoy the outdoors, adding to the home's impressive curb appeal. Step into grandeur with a two-story open foyer and 9-foot ceilings on the first floor, setting the stage for light and space where you will find hardwood floors for timeless beauty. The entertainment spaces include a formal dining room with butler's pantry and living room perfect for hosting gatherings. The open floor plan great room featuring a cozy fireplace opens seamlessly to the spacious and well thought out kitchen. A culinary delight complete with a center island open to an adjoining breakfast room. Upstairs, you'll find a luxurious primary ensuite with a generous walk-in closet, accompanied by three additional spacious guest bedrooms. Plus, enjoy a full basement with an 8-foot ceiling and an outside entrance, as well as a two-car garage. Lexington Estates also offers select customizations to make your home uniquely yours with large lots providing plenty of space to enjoy. Act Now! Limited opportunities remain in this exclusive development. Be one of the first to experience the pinnacle of modern living. Main photo shows the actual home under construction. Additional photos are of a similar model to showcase potential finishes and layout. final colors and finishes subject to change, Taxes Are Estimated. Buyer to pay transfer tax, water tap fee and final survey

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Colonial
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Forced Air, Propane
  • Cooling: Central Air
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 2,686
  • Est. Taxes: $17,500
  • Lot Desc: Cul-De-Sac, Near Shops, Part Wooded
  • Elem. School: Oxhead Road School
  • Middle School: Dawnwood Middle School
  • High School: Centereach High School
  • School District: Middle Country
  • Appliances: Tankless Water Heater
  • MLS#: 903873
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/903873/11fourthavenue_centereach_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 631-567-0100

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11 Fourth Avenue, Centereach, NY, 11720

$959,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $767,200 $767,200 $767,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.984% 5.689%
Monthly Tax Payment $1,458 $1,458 $1,458
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,237 $4,538 $6,320
Total Monthly Payment $5,787 $6,088 $7,870

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.