***USE 14 Gaynor Road Centerach on GPS ***Approx Completion date Oct- Nov 2025- A model is up for touring. Welcome to Lexington Estates, the newest jewel in Centereach, crafted by one of Long Island's premier builders. A new 12 lot subdivision where we're redefining what it means to come home. The Oak Model is comprised of 2686 sqft featuring a large covered front porch to relax and enjoy the outdoors, adding to the home's impressive curb appeal. Step into grandeur with a two-story open foyer and 9-foot ceilings on the first floor, setting the stage for light and space where you will find hardwood floors for timeless beauty. The entertainment spaces include a formal dining room with butler's pantry and living room perfect for hosting gatherings. The open floor plan great room featuring a cozy fireplace opens seamlessly to the spacious and well thought out kitchen. A culinary delight complete with a center island open to an adjoining breakfast room. Upstairs, you'll find a luxurious primary ensuite with a generous walk-in closet, accompanied by three additional spacious guest bedrooms. Plus, enjoy a full basement with an 8-foot ceiling and an outside entrance, as well as a two-car garage. Lexington Estates also offers select customizations to make your home uniquely yours with large lots providing plenty of space to enjoy. Act Now! Limited opportunities remain in this exclusive development. Be one of the first to experience the pinnacle of modern living. Main photo shows the actual home under construction. Additional photos are of a similar model to showcase potential finishes and layout. final colors and finishes subject to change, Taxes Are Estimated. Buyer to pay transfer tax, water tap fee and final survey
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Our Executive Mortgage Banker:
Our Insurance Division:
$959,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $767,200 | $767,200 | $767,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.984% | 5.689% |
| Monthly Tax Payment | $1,458 | $1,458 | $1,458 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,237 | $4,538 | $6,320 |
| Total Monthly Payment | $5,787 | $6,088 | $7,870 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.