4775 COVE CIRCLE, #407, St. Petersburg, FL, 33708 | $200,000

Welcome to Sea Towers – a 55+ Waterfront Community
Enjoy beautifully maintained grounds and wide-open views of the Intracoastal Waterway and Gulf of Mexico. With incredible sunsets, boating activity, fishing from the dock, cooking on the multiple grills or relaxing by the community pools, this resort-style setting has it all. Residents enjoy shuffleboard, tennis, pickleball, a clubhouse with activities, and walking paths along the water. This is the perfect location, just minutes from gorgeous beaches to relax, soak up the sun, splash in the Gulf and enjoy the sand between your toes. Shopping, dining, music and the area’s busiest waterfront American Legion are right around the corner.
This 1-bedroom, 1-bath condo offers stunning water views and breathtaking sunsets. The fully remodeled kitchen has been opened up for modern living and entertaining. The large primary bedroom has water views, a walk-in closet, sitting area, and en-suite bathroom. The sitting area makes for a cozy nook, a perfect space for a desk, reading chair, or chaise lounge to soak in the views. Hall closets offer great space for extra storage. Hurricane impact windows installed in 2019. Laundry room on the same floor as unit along with an owner storage closet. This is a move-in-ready condo just waiting for you!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 12
  • Amenities: Clubhouse, Elevator(s), Gated, Laundry, Pickleball Court(s), Pool, Security, Shuffleboard Court, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: Common Area, Laundry Room, Same Floor As Condo Unit
  • Complex: CONTINENTAL TOWERS CONDO
  • Year Built: 1971
  • Approx Sq. Feet: 800
  • Acreage: 0.52
  • Est. Taxes: $1,776
  • Condo Fee: $856 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, Sidewalk
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8430023
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/TB8430023/4775covecircle_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 8:47:08 PM)

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239.777.0741

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4775 COVE CIRCLE, #407, St. Petersburg, FL, 33708

$200,000

Jerry Wachowicz - JW & Group

Broker Associate

William Raveis Real Estate

Phone: 239.777.0741

Jerry.Wachowicz@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $160,000 $160,000 $160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $148 $148 $148
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $908 $958 $1,286
Total Monthly Payment $1,131 $1,181 $1,509

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.