8 Water Oak Drive, Hilton Head Island, SC, 29928 | $970,000

A great opportunity in Sea Pines just got even better! 8 Water Oak Drive is now offered at $970, 000, and the seller is including a $10, 000 buyer credit with an accepted contract -- use it for rate buydown points, upgrades, improvements, or closing costs. This is truly the BEST value in Sea Pines at this price point. Don't miss the chance to secure an exceptional property in one of Hilton Head's most desirable communities. 8 Water Oak -- Tucked along the 15th green of Sea Pines Country Club, this 4-bedroom, 3-bath residence (plus flexible office/5th bedroom) blends comfort and style with golf course views you'll never tire of. A thoughtful renovation in 2015 introduced waterproof cork-backed laminate flooring, sleek granite counters, and refreshed bathrooms that feel timeless. The kitchen features a custom farmhouse sink and granite surfaces, opening seamlessly to both living and dining areas anchored by a striking double-sided fireplace. With over 2, 700 sq. ft. , there's room for everyone whether hosting guests, working from home, or simply enjoying quiet evenings. Step outside to a backyard designed for gatherings, featuring a fire pit, hot tub, and views of the par-3 fairway. A true retreat where indoor elegance meets outdoor Lowcountry living.

Features

  • Amenities: Beach Rights,Beach Access,Marina,Business Center,Clubhouse,Fitness Center,Playground,Pickleball,Pool,Restaurant,Guard,Tennis Court(s),Trail(s)
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Patio Home
  • Development: Sea Pines
  • Year Built: 1976
  • Heating: Central,Electric,Zoned
  • Cooling: Central Air,Electric
  • Approx Sq. Feet: 2,700
  • Acreage: 0.16
  • Lot Desc: < 1/4 Acre
  • View: Golf Course
  • Appliances: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Self Cleaning Oven,Wine Cooler,Washer
  • MLS#: 501311
  • Website: https://www.raveis.com
    /prop/501311/8wateroakdrive_hiltonheadisland_sc?source=qrflyer
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Listing courtesy of Sigmon & Associates   Phone: 843-298-1479

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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8 Water Oak Drive, Hilton Head Island, SC, 29928

$970,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $776,000 $776,000 $776,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,467 $4,653 $6,444
Total Monthly Payment $4,559 $4,745 $6,536

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.