|
Presented by
Allison Cavanaugh |
615 CUMBERLAND DRIVE, Flagler Beach, FL, 32136 | $849,000
Under contract-accepting backup offers. Coastal waterfront living awaits in Flagler Beach's desirable Morningside neighborhood. Situated on a saltwater canal with a private dock and located just a short walk from the beach, this extensively renovated home offers the perfect combination of waterfront lifestyle, luxury finishes, and modern comfort—all within an X flood zone!
Inside, over 2, 500 square feet of living space features vaulted ceilings, a striking stone fireplace, luxury finishes, and an open layout designed for entertaining. The chef's kitchen serves as the centerpiece of the home with quartz countertops, built-in refrigerator, commercial-grade gas range, custom cabinetry, and a wine bar with dual wine refrigerators.
The split-bedroom floor plan offers four bedrooms and three-and-a-half baths, including a spacious primary suite with custom walk-in closet, dual vanities, and a beautifully appointed walk-in shower. A second ensuite bedroom provides excellent flexibility for guests or multi-generational living, while the remaining bedrooms share a Jack-and-Jill bath.
Outdoor living is where this property truly shines. Enjoy a newly constructed pool, putting green, covered and screened lanai, outdoor summer kitchen, and a unique surfboard-themed entertaining bar—all designed to create a private backyard resort atmosphere. Artificial turf, decorative paver accents, an electronic privacy gate, and extensive hardscaping provide a low-maintenance, upscale setting.
Additional features include impact-resistant windows, geothermal HVAC systems, a large laundry room, and an oversized rear-entry garage with approximately 650 square feet of space for vehicles, storage, golf carts, or recreational equipment.
The property also includes a private dock on a saltwater canal with access to the Intracoastal Waterway for kayaking, paddleboarding, fishing, and boating. Just minutes from Flagler Beach's restaurants, shops, pier, and oceanfront attractions, this home offers the perfect blend of coastal convenience and modern comfort.
Extensively renovated, beautifully finished, and ready for immediate enjoyment—this is a rare opportunity to enjoy the Flagler Beach lifestyle without the time, expense, and uncertainty of a major renovation. Coastal living at it's finest, enjoy the beach, water and lifestyle you deserve! Easy to show! Owner financing available!
Features
- Rooms: 11
- Bedrooms: 4
- Baths: 3 full / 1 half
- Lot Size: 75 x 140
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Coastal, Florida, Mid-Century Modern, Ranch, Traditional
- Year Built: 1978
- Garage: 2-car Circular Driveway, Driveway, Garage Door Opener, Garage Faces Rear, Garage Faces Side, Oversized, Workshop in Garage
- Heating: Central, Electric, Other
- Cooling: Central Air
- Approx Sq. Feet: 2,541
- Acreage: 0.24
- Lot Size: 75 x 140
- Est. Taxes: $8,768
- Lot Desc: Level, Street Dead-End
- View: Pool, Water
- Water Front: Yes
- Pool: Fiberglass, In Ground
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Bar Fridge, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- MLS#: FC312660
- Days on Market: 276 days
- Website: https://www.raveis.com
/eprop/FC312660/615cumberlanddrive_flaglerbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Allison CavanaughSales Associate
413.219.5225
Allison.Cavanaugh@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michele WelchVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 293220
413.626.5626
Michele.Welch@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Nicole DelaneyInsurance Sales Director, William Raveis Insurance
781.724.3515
Nicole.Delaney@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
615 CUMBERLAND DRIVE, Flagler Beach, FL, 32136
$849,000
Allison Cavanaugh
Sales Associate
William Raveis Real Estate
Phone: 413.219.5225
Allison.Cavanaugh@raveis.com
Michele Welch
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.121% | 6.183% |
| Monthly Tax Payment | $731 | $731 | $731 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,964 | $4,072 | $5,731 |
| Total Monthly Payment | $4,787 | $4,895 | $6,554 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388