39 WOOD CEDAR DRIVE, Palm Coast, FL, 32164 | $529,000

Under contract-accepting backup offers. Built in 2023! This 4 bedroom, 3 bathroom, 3 car garage home has been meticulously cared for, maintained, and upgraded. This home was built with the Florida Lifestyle in mind! Indoor & outdoor open spaces, bright natural light all year round. Located in one of Palm Coast most desirable "W" sections in the Pine Lakes community with NO Homeowner Association HOA. Enter through the beautiful 8 foot double glass panel doors inviting you into an open floor plan with high ceilings, crown molding, tray ceilings, wood plank ceiling accents, and fireplace wall feature. Plantation Shutters on all windows and hunter shutters on the doors which open to your screened in back patio. The kitchen features a large island with quartz counter tops, quartz farm sink, and drawer microwave. Enjoy the soft water and reverse osmosis system which has been installed under the kitchen sink and a whole house water softener in the garage. Upgraded hardwood soft close cabinets and dovetail drawer construction with pull-outs for more space. Glass subway tile back splash, stainless steel range hood, dishwasher and refrigerator and walk in pantry. Inside laundry room with a full sink, cabinets and newer set LG washer and dryer. The owners suite features a tray ceiling in the bedroom and the bathroom features a walk-in shower, freestanding tub, double sink vanity, walk-in closet, and built-in linen closet. Custom closet upgrades throughout the home. Quartz counter tops in all bathrooms. Ready for the pool of your dreams with a third full bath with an access door from the lanai. Luxury plank flooring throughout the entire home. The second bedroom has a private bath for your guests and the third bedroom has the ability to have a private bath as well with access to the lanai. The fourth bedroom can be used as an office or flex room with plenty of closet space. A full three car garage, 33’ x 21’ with high ceilings, LED lighting, and extra storage shelving unit giving you plenty of space for your toys. A separate utility room houses your air handler & water heater. Energy efficient features include spray foam insulation in attic space, energy efficient windows, smart thermostat, google smart home and motion detector cameras and flood lights. Sprinkler system irrigation on your own well, privacy fence and new gutters with leaf protectors recently installed. Active one million dollar termite bond which is transferable. Full home inspection performed in November 2025 and available to serious Buyer. Conveniently located in the heart of Palm Coast, Pine Lakes offers a quiet, well-established setting close to top-rated schools, shopping, dining, golf courses, and scenic walking trails. Centrally located between Daytona Beach and historic St. Augustine, with easy access to Jacksonville and Orlando.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 3-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,353
  • Acreage: 0.23
  • Est. Taxes: $7,261
  • Elem. School: Belle Terre Elementary
  • Middle School: Buddy Taylor Middle
  • High School: Flagler-Palm Coast High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: O6346162
  • Days on Market: 116 days
  • Website: https://www.raveis.com
    /prop/O6346162/39woodcedardrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/31/2026 5:50:56 AM)
Listing courtesy of PARK PLACE REALTY ASSOCIATES   Phone: 407-878-0607

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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39 WOOD CEDAR DRIVE, Palm Coast, FL, 32164

$529,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,200 $423,200 $423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $605 $605 $605
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,403 $2,537 $3,402
Total Monthly Payment $3,100 $3,234 $4,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.