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Located directly across from Central Park's north entrance on 7th Avenue between 110th and 111th Streets, this rare 4-bedroom HDFC co-op offers exceptional value in Manhattan. Originally a 5-bedroom, one room was combined to create a large master bedroom facing 7th Avenue with direct views of Central Park. Positioned on the 5th floor, the home is filled with natural light and features a spacious living and dining area, two full bathrooms, and abundant closet space. The building is pet-friendly and allows for an in-unit washer and dryer.
Just steps from Harlem's vibrant Restaurant Row, the apartment offers easy access to dining, cafés, live music venues, and shopping, with Columbia University and City College close by. Transit is exceptionally convenient-just a one-minute walk to the 2 and 3 trains, M2/M3/M4 buses, and a two-minute walk to the B and C trains.
This is an HDFC co-op and subject to income restrictions at 120% of the Area Median Income (AMI). For 2025, the maximum allowable incomes are as follows:
1 person: $136, 080
2 people: $155, 520
3 people: $174, 960
4 people: $194, 400
5 people: $210, 000
6 people: $225, 600
7 people: $241, 080
8 people: $256, 680
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $880,000 | $880,000 | $880,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.001% | 5.858% | 5.681% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,657 | $5,135 | $7,190 |
| Total Monthly Payment | $4,782 | $5,260 | $7,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.