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Under contract-accepting backup offers. Tucked away in the sought-after Vista Del Rio community of Temple Terrace, this inviting home blends charm, comfort, and convenience. Step inside to find soaring ceilings, natural light, and an open layout designed for easy living and entertaining. The spacious living and dining areas flow effortlessly, while a cozy den offers the perfect spot for a home office, reading nook, or hobby room. Two bedrooms, a study, and a multi-purpose space offer options to fit your needs.
The primary suite is a peaceful retreat, while the additional bedroom provides plenty of flexibility for guests or family. Outside, the home’s low-maintenance lot allows you to spend more time enjoying the lifestyle Temple Terrace is known for—whether it’s a round at the nearby golf course, exploring the Hillsborough River, or dining at one of the many local restaurants.
As a resident of Vista Del Rio, you’ll enjoy rare private water access for you and your guests, along with use of the community pool and a beautiful park setting—perfect for gathering with neighbors or simply relaxing by the water. With easy access to USF, downtown Tampa, and the area’s beautiful Gulf Coast beaches, this property offers the best of both convenience and community. Vista Del Rio is more than a neighborhood—it’s a place to feel at home. Safe and electric car chargers are conveyed to the new owner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $247 | $247 | $247 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,796 | $1,869 | $2,488 |
| Total Monthly Payment | $2,118 | $2,191 | $2,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.