3430 77TH STREET W, #303, Bradenton, FL, 34209 | $560,000

Welcome to a rare opportunity to live in Palma Sola Bay Club, a luxury gated community offering the very best of Florida coastal living. If you have been dreaming of a maintenance-free lifestyle just minutes from Anna Maria Island's world-famous beaches, this stunning top floor condo with direct partial Bay view is the one for you. Step inside and you'll immediately notice the solid 9-foot wood doors and the open, light-filled floor plan. The living room features beautiful custom wainscoting that elevated the space with a designer touch. From here, step out the balcony to enjoy a partial Bay view and breathtaking sunsets, with the soothing sound of the lake fountain right outside-the perfect spot to start your day with a cup of coffee or wind down in the evening. The open floor plan is filled with natural light and features ceramic tile throughout-no carpets, a favorite for buyers who value both style and allergy-friendly living. The kitchen is a showstopper, thoughtfully designed with stainless steel appliances, including a newer refrigerator (2022). Elegant shelf paper-lined cabinets add a fresh, clean look, while pull-out shelving, soft-close hinges, granite countertops, under-cabinet lighting, and a stylish backsplash combine beauty with function. The primary suite is truly a retreat. French doors open to a second private balcony, while the spa-like bathroom includes dual sinks, a soaking garden tub, and an expansive walk-in closet. Adding even more practically, the bedroom has built-in shelves-a detail every homeowners appreciates for keeping personal items beautifully organized and easy to find. Two additional bedrooms provide comfort for guests or family, each equipped with ceiling fans, while the laundry room offers practical luxury with a wash basin, storage cabinets, and a granite folding countertop. A brand new AC unit provides peace of mind and efficient cooling year-round and updated window coverings with blinds and elegant drapes complete the modern, move in ready feel. Living in Palma Sola Bay Club means enjoying resort style amenities every day. The heated community pool and outdoor grilling pavilions are perfect for entertaining. A putting green, fitness center, and elegant clubhouse have activities for every lifestyle. For water lovers, the community provides an observation deck, a kayak storage, making it easy to enjoy morning paddles or sunset adventures. Two covered parking spaces under the building, with elevator access straight to your top floor unit, ensure convenience and comfort. Beyond the gates, the location couldn't be better. Just seven minutes to the pristine beaches of Anna Maria Island and only minutes from the world -renowned IMG Academy, this condo is ideal for families, athletes, or investors. Fine dining, shopping, cultural attractions, and all the best of Bradenton and Sarasota are right at your fingertips. This is more than a home- its a lifestyle. Carefree living, stunning Bay views, and a unbeatable location make this condo a true gem. If you are ready to embrace year-round vacation living by the water, this is your chance. This beautiful condo is a true TURNEY KEY SALE! Just bring your suitcase and start living-no need to buy extra furniture or household items. Everything is already in place, allowing you to save money on unnecessary expenses and enjoy a stress-free move-in experience. Comfort, convenience, and value-all in one beautiful home!

Features

  • Elevator: Y
  • Heating: Central, Exhaust Fan
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Complex: PALMA SOLA BAY CLUB PH 6
  • Year Built: 2017
  • Common Charge: $1,060 Monthly
  • Approx Sq. Feet: 1,854
  • Acreage: 0.44
  • Est. Taxes: $3,611
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • View: Water
  • Elem. School: Sea Breeze Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: Dogs OK, Number Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: A4665332
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /prop/A4665332/343077thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 9:32:09 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Zerella | Christy TeamSales Associates

203.209.3615

ZerellaChristy@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3430 77TH STREET W, #303, Bradenton, FL, 34209

$560,000

The Zerella | Christy Team

Sales Associates

William Raveis Real Estate

Phone: 203.209.3615

ZerellaChristy@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $448,000 $448,000 $448,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $301 $301 $301
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,544 $2,683 $3,601
Total Monthly Payment $2,937 $3,076 $3,994

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.