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Looking for an affordable Dunedin condo with a lake view, ground-floor access, and resort-style amenities? This 1-bedroom, 1-bath condo in Heather Lake Condos offers easy living in a peaceful 55+ community close to everything you love in Dunedin, Florida.
Inside, you’ll find a bright great room, a practical front kitchen, tile flooring throughout, and a large bedroom with two closets. A covered lanai with pond view gives you quiet outdoor space to enjoy morning light. The community features a heated pool, clubhouse, on-site laundry, and a shared grill and picnic area right outside the unit. Heather Lake is known for simple, low-maintenance living, friendly neighbors, and walkable access to parks and recreation. You’re minutes from downtown Dunedin, the Pinellas Trail, Eagle Scout Park, Honeymoon Island State Park, Dunedin Causeway, local restaurants, breweries, marinas, and shopping. Covered parking is included, and the HOA fee covers cable, internet, water, trash, exterior maintenance, and community amenities. Perfect for anyone searching for a Dunedin winter home, active 55+ community, or Florida condo under $120K. Highlights: Ground-floor unit with covered parking right outside the front door. Pond view, heated pool + clubhouse, 55+ community | No pets, 1-year ownership before leasing (4-month min), A/C 2002 | Water heater 2011, 99-year land lease (year 48).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$114,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $91,200 | $91,200 | $91,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $152 | $152 | $152 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $518 | $554 | $739 |
| Total Monthly Payment | $745 | $781 | $966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.