Two-Family Home with Bonus Living Space – Prime Ossining Location This versatile two-family home with bonus living space offers comfort, convenience, and investment potential, all within minutes of downtown Ossining. Set on a large lot with ample off-street parking, it’s an ideal choice for investors, extended living groups, or buyers seeking flexible living arrangements. Each unit is bright and functional, with some modern updates already in place. The bonus living space adds extra versatility — perfect for a home office or recreational area. Whether you live in one unit and rent the other or use the entire property for expanded living, the layout offers plenty of options. The location is hard to beat. Just steps from Ossining’s vibrant downtown, you’ll enjoy easy access to shops, restaurants, and local amenities. Commuters will appreciate the proximity to bus transportation, the Metro-North train, and Route 9A, making travel throughout Westchester and into New York City quick and convenient. Ossining’s charm is enhanced by scenic Hudson River views, parks, and a rich history. From waterfront strolls to local farmers markets, this community offers a balance of small-town atmosphere with urban access. With its generous lot size, abundant parking, bonus space, and unbeatable location, this property presents both practicality and long-term value. Whether you’re seeking an income-producing investment or a spacious home with room for everyone, this Ossining gem delivers. Schedule your private tour today and explore the possibilities!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | $1,470 | $1,470 | $1,470 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,160 | $4,214 |
| Total Monthly Payment | $4,555 | $4,722 | $5,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.