2336 MALCOLM DRIVE, Palm Harbor, FL, 34684 | $359,900

One or more photo(s) has been virtually staged. Beautifully updated and move-in ready, this 2-bedroom, 2-bath home is nestled in Palm Harbor’s premier 55+ golf community, Highland Lakes. From the moment you enter through the elegant glass front door, you're welcomed into a bright, open-concept living space featuring neutral tones, chair rail accents, smooth ceilings (no popcorn!), and abundant natural light. The spacious Florida room offers tranquil, private green views through hurricane-impact windows and opens via double glass doors to a fully enclosed lanai—not included in the living square footage—perfect for relaxing or entertaining. The modern kitchen boasts quartz countertops, solid wood cabinetry, a large pantry, tray ceiling, and a sunny eat-in dining nook. The generous master suite features a walk-in shower, a large walk-in closet, and an additional built-in closet for extra storage. Laundry hookups are available both inside the home and in the garage—your choice! Key updates include a 2019 HVAC system, 2018 electrical panel, hurricane-impact windows, and a cost-saving deep well. A recent 4-point inspection has already been completed and is transferable to the new owner for added peace of mind. Located in a non-evacuation, high-and-dry zone, this home offers safety and comfort year-round. Highland Lakes is celebrated for its vibrant country club lifestyle with a remarkably low HOA fee of just $164/month, covering FREE unlimited golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard courts, as well as a clubhouse with regular entertainment, fitness classes, and social events. Enjoy the lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage and a fully golf cart-friendly layout. Ideally located near world-class Gulf beaches, upscale dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this rare gem offers the perfect blend of elegance, comfort, and an active Florida lifestyle. Don’t miss your chance—schedule your showing today!

Features

  • Amenities: Clubhouse, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 68 x 100
  • Laundry: In Garage, Inside
  • Style: Ranch, Traditional
  • Year Built: 1978
  • Garage: 1-car Driveway, Garage Door Opener, Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,288
  • Acreage: 0.16
  • Lot Size: 68 x 100
  • Est. Taxes: $1,371
  • HOA Fee: $164 Monthly
  • Lot Desc: Landscaped, Level, Near Golf Course, Private, Sidewalk
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8429552
  • Days on Market: 80 days
  • Website: https://www.raveis.com
    /prop/TB8429552/2336malcolmdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/26/2025 4:06:01 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2336 MALCOLM DRIVE, Palm Harbor, FL, 34684

$359,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,920 $287,920 $287,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $114 $114 $114
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,635 $1,749 $2,333
Total Monthly Payment $1,824 $1,938 $2,522

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.