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One or more photo(s) has been virtually staged. Beautifully updated and move-in ready, this 2-bedroom, 2-bath home is nestled in Palm Harbor’s premier 55+ golf community, Highland Lakes. From the moment you enter through the elegant glass front door, you're welcomed into a bright, open-concept living space featuring neutral tones, chair rail accents, smooth ceilings (no popcorn!), and abundant natural light. The spacious Florida room offers tranquil, private green views through hurricane-impact windows and opens via double glass doors to a fully enclosed lanai—not included in the living square footage—perfect for relaxing or entertaining. The modern kitchen boasts quartz countertops, solid wood cabinetry, a large pantry, tray ceiling, and a sunny eat-in dining nook. The generous master suite features a walk-in shower, a large walk-in closet, and an additional built-in closet for extra storage. Laundry hookups are available both inside the home and in the garage—your choice! Key updates include a 2019 HVAC system, 2018 electrical panel, hurricane-impact windows, and a cost-saving deep well. A recent 4-point inspection has already been completed and is transferable to the new owner for added peace of mind. Located in a non-evacuation, high-and-dry zone, this home offers safety and comfort year-round. Highland Lakes is celebrated for its vibrant country club lifestyle with a remarkably low HOA fee of just $164/month, covering FREE unlimited golf on three private executive courses, tennis, pickleball, bocce, and shuffleboard courts, as well as a clubhouse with regular entertainment, fitness classes, and social events. Enjoy the lakeside lodge on Lake Tarpon with a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage and a fully golf cart-friendly layout. Ideally located near world-class Gulf beaches, upscale dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this rare gem offers the perfect blend of elegance, comfort, and an active Florida lifestyle. Don’t miss your chance—schedule your showing today!
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Our Executive Mortgage Banker:
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$359,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $114 | $114 | $114 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,749 | $2,333 |
| Total Monthly Payment | $1,824 | $1,938 | $2,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.