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Charming 2-Bedroom Home with Oversized Garage, Lush Gardens & Prime Location Near Historic Downtown and Dearborn St. Discover the perfect blend of charm, functionality, and location in this beautifully maintained 2-bedroom, 1. 5-bathroom home, tucked away in a quiet, family-friendly neighborhood just minutes from downtown. Step outside and enjoy the lush, landscaped garden areas—a true haven for green thumbs and outdoor enthusiasts with beautiful orchids. A majestic mature tree provides shade and curb appeal, while the gravel front lawn and side parking area offer plenty of space for multiple vehicles, an RV, or even a boat. NO DEED RESTRICTIONS. Outside also features another shower perfect for returning from the nearby beach. The property features a spacious detached garage with an additional storage shed, giving you ample room for tools, hobbies, or a workshop setup. Inside, the home offers a cozy and welcoming atmosphere, perfect for relaxing or entertaining, with thoughtful updates like new laminate flooring throughout and updated bathrooms including a full tile surround in the full bathroom, a smart and efficient layout. Enjoy the best of both worlds with a location that feels peaceful and tucked away, yet is just moments from downtown shopping, dining, and entertainment. Whether you're a first-time buyer, downsizing, or simply looking for a home with great outdoor space and room to grow, this property checks all the boxes. Don't miss this unique opportunity to own a versatile, move-in-ready home in one of the area's most convenient locations!
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Our Executive Mortgage Banker:
Our Insurance Division:
$269,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $203 | $203 | $203 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,226 | $1,293 | $1,722 |
| Total Monthly Payment | $1,504 | $1,571 | $2,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.