2040 WILLOW HAMMOCK CIRCLE, #104, Punta Gorda, FL, 33983 | $165,000

Move-In Ready Lakeview Condo in Heritage Lake Park, Punta Gorda! This first-floor condo in the gated community of Heritage Lake Park is full of charm, comfort, and everyday convenience. With 2 spacious bedrooms, 2 full bathrooms, and a peaceful lake view, this home is the perfect place to relax and enjoy the Florida lifestyle. Step inside and you’ll notice the bright and open great room layout. The kitchen flows easily into the dining and living areas, creating a space that’s perfect for both relaxing and entertaining. The large breakfast bar gives you extra seating and counter space, while the open design keeps everyone connected. Whether you're cooking a meal or watching your favorite show, you’ll feel right at home here. One of the best features of this condo is the covered screened lanai. It overlooks a quiet lake and is the perfect place to sip your morning coffee or wind down in the evening. Enjoy the soft breeze and the peaceful sounds of nature without ever leaving your home. The master bedroom offers a walk-in closet and a private bath with a walk-in shower and glass door. The guest bedroom is bright and roomy, with a large closet and natural light that makes it great for hobbies or work-from-home days. There’s also an in-unit laundry area with a stackable washer and dryer for added convenience. Extras include accordion shutters on every window and the front door, plus a covered carport to keep your vehicle shaded year-round. Your HOA dues cover water, sewer, landscaping, and more—so you can enjoy the lifestyle without the stress of outside upkeep. Heritage Lake Park is full of amenities like an inground pool, fitness center, tennis and pickleball courts, and a clubhouse with regular activities. It’s also just minutes from Kings Highway, shopping, dining, the Sun Seekers Resort, and beautiful downtown Punta Gorda. Don’t miss your chance to live in this beautiful condo with lake views and an unbeatable location. Call now to set up your private showing!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Clubhouse, Fitness Center, Gated, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Same Floor As Condo Unit, Washer Hookup
  • Complex: LAKE VIEW/HERITAGE LAKE PARK CONDO
  • Year Built: 2005
  • Approx Sq. Feet: 924
  • Acreage: 0.02
  • Est. Taxes: $4,017
  • Condo Fee: $1,455 Quarterly
  • Lot Desc: In County, Landscaped, Sidewalk, Street Dead-End
  • View: Park/Greenbelt, Trees/Woods, Water
  • Elem. School: Deep Creek Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7515079
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/C7515079/2040willowhammockcircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 12:17:09 PM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2040 WILLOW HAMMOCK CIRCLE, #104, Punta Gorda, FL, 33983

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $335 $335 $335
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $729 $781 $1,052
Total Monthly Payment $1,139 $1,191 $1,462

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.