5920 N WHISPER POINT, Hernando, FL, 34442 | $269,900

Welcome to your dream home on the water! This beautiful 2019 3-bedroom, 2-bathroom home is perfectly positioned on a Cul de sac with a waterfront
lot which has direct access to the scenic Tsala Apopka Chain of Lake that contains 15 main lakes and 22, 000 acres of pure Florida nature. This property has the perfect combination of no HOA, no lot fees and low yearly taxes. It is simply a paradise for boating, fishing, wildlife or simply soaking in the peaceful lake views right from your backyard.
Step inside and experience a spacious open-concept layout, thoughtfully designed for effortless entertaining and relaxed, everyday living. The home features stylish luxury vinyl flooring throughout, and a modern kitchen equipped with stainless steel appliances, a brand-new refrigerator, and a new washer and dryer, both under warranty.
Start your mornings with a coffee and a breathtaking sunrise from the front of your home and wind down in the evenings on the new concrete back patio, the perfect spot to enjoy Florida’s stunning sunsets over the water.
Move-in ready and packed with updates, this home offers the ideal combination of comfort, style, and lakeside living.
This home comes with No HOA, giving you the freedom to enjoy your property without extra fees. Yet, you still get to enjoy the perks of a connected
community, including access to a private boat ramp and a lakefront pavilion, offering the perfect setup for weekend gatherings and launching.
Don’t miss your chance, book a showing for one of the few truly affordable waterfront properties available.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Year Built: 2019
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,120
  • Acreage: 0.26
  • Est. Taxes: $291
  • Pet Policy: Yes
  • Appliances: Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Purifier, Water Softener
  • MLS#: A4665488
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /prop/A4665488/5920nwhisperpoint_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/19/2026 11:33:31 PM)
Listing courtesy of SAVVY AVENUE, LLC   Phone: 888-490-1268

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5920 N WHISPER POINT, Hernando, FL, 34442

$269,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $215,920 $215,920 $215,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $24 $24 $24
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,226 $1,293 $1,736
Total Monthly Payment $1,325 $1,392 $1,835

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.