8665 SW 94TH LANE, #E, Ocala, FL, 34481 | $159,000

This popular floor plan located in the Circle Square Woods of On Top of the World, a Premiere Gated Golf 55+ Community in Ocala FL. Light and bright interior unit with 2 bedrooms, 2 baths (primary w/step-in shower). This home has been updated with porcelain tile throughout the entire home. The interior of the home has recently been painted throughout. This open Concept Kitchen-Family Room, Great Room, and screened lanai give you plenty of living space in this ease of living community. HVAC was replaced in 2024. This unit is located on a tree lined street, centrally located within the community for easy access to all the amenities! The front porch is the perfect place to enjoy your morning coffee, evening beverage, and to meet your neighbors! Step inside the Great Room. The 2 bedrooms are to the left with the hall/guest bath dividing the bedrooms. The large primary bedroom boasts a walk-in closet and en suite bath with step-in shower! Cute little screened lanai offers perfect outside living space. Access the garage via the Great Room where the washer/dryer are located. The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, 24/7 monitored gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1984
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,179
  • Acreage: 0.04
  • Est. Taxes: $461
  • HOA Fee: $531 Monthly
  • Lot Desc: Landscaped
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Range, Range Hood, Refrigerator
  • MLS#: OM709267
  • Days on Market: 143 days
  • Website: https://www.raveis.com
    /prop/OM709267/8665sw94thlane_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 7:08:02 AM)
Listing courtesy of PEGASUS REALTY & ASSOC INC   Phone: 352-629-4505

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8665 SW 94TH LANE, #E, Ocala, FL, 34481

$159,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $127,200 $127,200 $127,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $38 $38 $38
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $702 $752 $1,014
Total Monthly Payment $815 $865 $1,127

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.