|
Presented by
Heather Ferrari Homes |
Welcome to Port Belleair Residence #109 in Building 4—an inviting first-floor condo thoughtfully remodeled for style, comfort, and convenience in one of Belleair’s most enduring 55+ mid-rise building. Inside, the freshly renovated white kitchen (August 2025) takes center stage with its tray ceiling accented by crown molding and a ceiling fan, recessed lighting, subway tile backsplash, stainless steel appliances, and a deep farmhouse-style sink with touchless faucet. The kitchen was opened to provide extra space and a seamless opening into the living area. A bright dining space with chair rail and wainscoting connects it to the living room. Throughout the home, luxury vinyl flooring and freshly painted neutral tones of white and gray create a crisp, modern backdrop, enhanced by double crown molding and wide baseboards in every room. In addition to the remodel, green-tinted impact windows were installed in 2022 everywhere except the sunroom. Both bedrooms sit at opposite ends of the condo, each with an en-suite bath and walk-in closet for privacy. The primary suite includes a newly expanded shower, updated vanity, lighting, mirrors, and a new ceiling fan, plus private access to the sunroom. The guest suite has also been upgraded with a refreshed bathroom. The sunroom, framed by white entry doorway and sliders, can be closed for a cozy retreat or opened to welcome in breeze during cooler Florida days. Additional storage is plentiful with a foyer closet, exterior utility closet, and a larger corridor closet. Thoughtful details continue with the Comfortmaker A/C (serviced yearly by Carr A/C) and water heater both located in the outside utility closet to keep things quiet indoors. The first-floor condos have easy access to the courtyards, community grills, and the recently resurfaced geothermal heated pool, all connected by sidewalks that lead directly to local favorites—restaurants, coffee and wine bars, sandwich shops, breakfast cafés, and ice cream parlors. Hop on your bicycle and travel across the Belleair Causeway to the Gulf Beaches that are just minutes away, yet the building sits safely 40 feet above sea level—no flood insurance worries. Community conveniences include two bike storage rooms, grocery and luggage carts, a trash chute and free laundry on the same floor, and assigned under-building parking space #109. The clubhouse, featuring a kitchen, pool table, and picnic tables, is the perfect spot to gather with friends and neighbors. This community enjoys regular activities including mahjong, card games, Monday night pool, fish fries, birthday lunches, and group shopping trips. Built of concrete, U. S. Steel, and metal studs, Each building is governed by its own association. The four buildings are under the umbrella of the Port Belleair Association, Inc, and share the community pool and clubhouse; however, there is only one monthly fee of $691. 64 that covers all utilities except electric. Building 4 passed its structural inspection, adding peace of mind to its many lifestyle perks. There are no extra land lease or community development fees. Port Belleair #109 is more than a condo—it’s a ready-to-enjoy coastal lifestyle in the charming bluffs of Belleair.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
Sales Associates
William Raveis Real Estate
Phone: 917.609.5557
HeatherFerrariHomes@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $144 | $144 | $144 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,366 | $1,422 | $1,878 |
| Total Monthly Payment | $1,585 | $1,641 | $2,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.