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First time to market in over 45 years, this Ansonborough home underwent a complete renovation in the early 2000s. Built in 1900 as a two family residence, it was converted from the original duplex to a Charleston single house, with many walls removed to create open, flowing spaces. The property currently functions as a two-bedroom residence with generous living areas. Large double hung windows on the two (2 nd and 3 rd ) floor living spaces, as well as bay windows on the front overlooking Society Street, allow for abundant ambient light throughout the day. There are two full width porches at the rear of each floor. Each spaciousporch is accessible via 2 doors, with the lower porch providing access to a beautiful private courtyard. The main floor features an updated kitchen and beautifully tiled bath. The open floor plan provides the flexibility to create additional separate bedrooms, parlors or other functional spaces as desired. The front parlor, where a grand piano now resides, can be separated from the adjacent rooms by closing the floor to ceiling pocket doors. Upstairs offers a large loft-style area with office space, a bedroom with custom walk-in closet, and a large bathroom featuring a separate shower and over sized jetted tub. From this floor, pull down wooden stairs provide easy access to the large climate controlled attic that has over 600 sq ft of storage. The spray foamed attic provides extra energy savings, and an electric winch over the attic entrance makes moving heavy items into the attic a trouble free endeavor. Fireplaces on both floors have been converted to gas. The original floors have been refinished and are a rich, dark pecan color. The wainscoting and ceilings are trimmed out in rich mahogany, as are the custom made shelves, cabinets, closets and other built in furniture pieces. Interior lighting is a combination of recessed and gallery track lighting, all of which add to the ambiance of this house with its 10 foot ceilings. The ground floor of the house is fully concreted and provides over 1000 sq ft of storage. Secure access is from the rear of the house only. This space has a utility sink and lighting, perfect for storing equipment and creating a home shop if desired. In addition to access from the house, the private courtyard in back can be entered at street level through gates on either side. This landscaped oasis is bounded on each side by a six foot privacy fence and in the back by a brick wall with fountain. Two energy efficient HVAC units are situated on raised platforms in back, easily accessed for regular servicing. The house has off street parking and easy on street parking with a city issued residents sticker for your vehicle. This unique Ansonborough house in the heart of Charleston is steps away from the College of Charleston, Gaillard Center, tourist attractions and shopping, It can be enjoyed as it is or re-imagined to suit your needs, so schedule a showing soon.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,760,000 | $1,760,000 | $1,760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.316% | 6.110% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,993 | $10,552 | $14,615 |
| Total Monthly Payment | $10,118 | $10,677 | $14,740 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.