7811 BAY DRIVE, #A, Tampa, FL, 33635 | $1,675,000

SELLER OFFERING A 2-1 RATE BUYDOWN INCENTIVE!! Resort-style living meets modern construction in this stunning 3-bedroom plus den (optional 4th bedroom), 3-bath gated pool home with water access, built in 2020 using commercial-grade concrete block construction for lasting durability. Located in a non-HOA community with no rental restrictions, this home offers luxury, flexibility, and convenience—perfect as a primary residence, second home, or investment property.

Step inside through a custom blown glass front door and experience high ceilings, Turkish marble flooring, and an open-concept layout designed for both daily living and entertaining. A versatile den offers the perfect space for a home office, media room, or can easily be converted into a fourth bedroom to suit your needs. The chef’s kitchen features granite countertops, a brand new refrigerator and dishwasher, a newer oven, range and microwave, a large center island with an added sink, and an oversized walk-in pantry. A custom dry bar with an aquarium viewing feature adds a unique touch of sophistication and fun.

The spacious owner’s suite includes two oversized walk-in closets with custom closet systems and a luxurious en-suite bathroom with modern cultured stone finishes and a hidden walk-through his and her shower. The suite also includes custom wall openings for aquarium viewing and remote-controlled privacy blinds, offering a perfect blend of relaxation and elegance.

Massive hurricane-impact tri-folding sliding glass doors open to your backyard retreat, where a fully enclosed saltwater pool and screened lanai create a true private oasis. The pool area is equipped with a bamboo plank ceiling, new recessed lighting, new ceiling fans, a 2025 outdoor kitchen, and a perimeter bug spray system. A new pool pump and heater have been installed, offering worry-free enjoyment. A custom stone privacy wall with built-in fireplaces enhances the ambiance and makes this home ideal for entertaining or enjoying your own peaceful resort-like setting.

Additional features include a whole-house audio system, camera system, whole-home water filtration and softener system, a roof-mounted cell phone booster, internet booster, beautifully redone landscaping, with upgraded lighting. The garage has been upgraded with brand new epoxy floors, custom cabinetry, overhead storage, and a dog wash station—perfect for pet lovers or anyone needing a functional utility space.

This waterfront property offers direct water access with no bridges, making it an ideal location to build a dock or enjoy kayaking and paddleboarding right from your backyard. Mangroves were recently maintained, eliminating that task for the new buyer. The home sits on a large lot with excellent frontage, providing both privacy and curb appeal. Conveniently located just minutes from Tampa International Airport, shopping, dining, and local attractions, this home offers a rare opportunity to enjoy the Florida lifestyle in a luxurious and move-in-ready setting.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 94 x 338
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 2-car
  • Heating: Central, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 2,761
  • Acreage: 1.21
  • Lot Size: 94 x 338
  • Est. Taxes: $16,602
  • Elem. School: Lowry-HB
  • Middle School: Farnell-HB
  • High School: Alonso-HB
  • Pool: In Ground, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener
  • MLS#: W7879067
  • Days on Market: 66 days
  • Website: https://www.raveis.com
    /eprop/W7879067/7811baydrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/7/2026 1:14:53 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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7811 BAY DRIVE, #A, Tampa, FL, 33635

$1,675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,340,000 $1,340,000 $1,340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.154% 5.996% 5.932%
Monthly Tax Payment $1,384 $1,384 $1,384
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,608 $7,927 $11,128
Total Monthly Payment $9,117 $9,436 $12,637

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.