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Experience the best of waterfront living at 22 Morgans Cove Drive, a beautifully maintained 4-bedroom, 4-bath home located on the northern tip of Isle of Palms within the exclusive gated community of Wild Dunes. Positioned directly along the water's edge, this elevated residence offers sweeping views of the Intracoastal Waterway and Wild Dunes Marina, creating a peaceful Lowcountry retreat with easy access to world-class amenities and the beach. Inside, the home welcomes you with a generous foyer and a floor plan that balances comfort with sophistication. The elevator services all three levels, making this home as practical as it is elegant. The main living area showcases an open-concept design with hardwood floors and enhanced moldings that add architectural character. Natural light pours through oversized windows, framing the water views, while a gas fireplace and a wet bar with an ice maker provide warmth and convenience. A spacious dining area flows easily from the living space, ideal for gatherings large or small, and double sliding doors lead to a wide screened porch spanning the back of the home. From here, panoramic views of Morgan's Cove create the perfect backdrop for entertaining, dining al fresco, or simply relaxing in the coastal breeze. The gourmet kitchen is a chef's delight, featuring a Wolf range, Sub-Zero refrigerator, Bosch dishwasher, granite countertops, and abundant cabinetry. Whether hosting guests or preparing a quiet dinner at home, this space delivers both style and functionality. The main level also includes a versatile guest suite with a private bath, currently used as a home office. Upstairs, the primary suite boasts 180-degree water views and a sitting area with its own gas fireplace. The ensuite bath includes a jetted tub, walk-in shower, dual vanity, and water closet. Two additional bedrooms, each with private bathrooms, provide comfortable accommodations for family or visitors. Outdoor living continues with a stone patio just below the screened porch, offering another inviting spot at the water's edgeperfect for morning coffee or sunset cocktails. A tandem 2-car garage provides ample parking and storage, including a climate-controlled room for added convenience. Notable updates include a new roof (2020), elevator (2021) and all new screening on the screened porch (2025). Morgan's Cove is a sought-after enclave within Wild Dunes Resort, where residents enjoy exclusive access to a pool reserved just for their neighborhood. Beyond Morgans Cove, the broader Wild Dunes Resort offers an unmatched lifestyle. Owners have access to the newly renovated Wild Dunes Property Owners Beach house, unlimited shoreline access and miles of shaded bike trails. Members of the Wild Dunes Club will also enjoy two Tom Fazio-designed golf courses, nationally ranked tennis and pickleball facilities, multiple resort pools as well as a full-service spa and a wide variety of resort dining options. The adjacent Morgan's Cove marina adds even more appeal, offering a public dock and boat ramp, paddleboarding, kayaking, chartered fishing excursions, and a popular waterfront restaurant. 22 Morgans Cove Drive offers a rare opportunity to enjoy waterfront living in one of Charleston's most desirable island communities - a perfect blend of refined coastal style and everyday comfort.
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Our Executive Mortgage Banker:
$2,379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,903,200 | $1,903,200 | $1,903,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.121% | 5.979% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,806 | $11,411 | $15,804 |
| Total Monthly Payment | $10,931 | $11,536 | $15,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.