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Enjoy stunning ocean views from this beautifully updated 1-bedroom, 2-bathroom residence at the highly sought-after Island Dunes on Hutchinson Island. Offering over 1, 000 square feet of living space, this condo combines modern updates with coastal charm. Inside, you'll find wood-look tile flooring throughout, an updated kitchen featuring sleek quartz countertops, white cabinetry, and a versatile flex space that can serve as a breakfast nook, home office, or reading corner. Both bathrooms have been tastefully remodeled with stylish finishes, providing comfort and functionality. Residents of Island Dunes enjoy an unparalleled lifestyle with access to resort-style amenities, including two heated lap pools, a fitness center, social and billiards rooms, air-conditioned storage lockers, additional bike storage, and 24-hour manned security for peace of mind. Ownership includes membership in the Island Dunes Country Club, offering an executive golf course, tennis, pickleball, a riverside restaurant, and a marina. Small fees apply to play golf and tennis, and docks are available for purchase (subject to availability). Residents also have access to the Island Dunes Tennis Club and a variety of social activities, making it a vibrant and welcoming community. Additional amenities include a heated pool with hot tub, game room, exercise room, and beautifully maintained social spaces designed for gathering and entertainment. This property represents the perfect opportunity to own your own beachside retreat and embrace the best of coastal living in an active, friendly community. Whether as a primary residence, vacation home, or investment, Island Dunes offers it all.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,000 | $308,000 | $308,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $525 | $525 | $525 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,896 | $1,945 | $2,558 |
| Total Monthly Payment | $2,496 | $2,545 | $3,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.