123 Silver Street, #101, Ridgeland, SC, 29936 | $260,000

New Price. Bigger Possibilities. Welcome to your home-maintenance-free dream! This spacious 1, 700 sq. ft. townhome features Dual Primary Suites and double the living space. A large loft-perfect for additional living space or a home office. The layout seamlessly connects the living, dining, and kitchen areas, making it perfect for entertaining. The stainless-steel kitchen features a center floating island, soft-close cabinets, quartz counter surfaces and stainless gas appliances that make cooking a delight. Luxury vinyl plank flooring is stylish and durable. Spend your time enjoying recreation instead of yard work. Experience the warmth of small-town living with convenient access to amenities. : Ideal for commuters, enjoy a fast commute to nearby cities. Nearby schools and hospitals make this an investor opportunity.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Development: Jasper County
  • Year Built: 2024
  • Heating: Central,Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,675
  • Acreage: 0.08
  • Lot Desc: < 1/4 Acre
  • View: Landscaped
  • Appliances: Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Air To Air Exchanger
  • MLS#: 501498
  • Website: https://www.raveis.com
    /prop/501498/123silverstreet_ridgeland_sc?source=qrflyer
We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an "as is" "as available" basis only and may not reflect all real estate activity in the market. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Harry Finer - The Finer TeamSales Vice President

860.882.4911

Harry.Finer@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1014636

860.463.1745

Russell.Baboff@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

123 Silver Street, #101, Ridgeland, SC, 29936

$260,000

Harry Finer - The Finer Team

Sales Vice President

William Raveis Real Estate

Phone: 860.882.4911

Harry.Finer@raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $208,000 $208,000 $208,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,246 $1,313 $1,713
Total Monthly Payment $1,321 $1,388 $1,788

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.