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Under contract-accepting backup offers. PRICE IMPROVEMENT!!! NO BOND!!!! Step into comfort and style with this beautifully upgraded 3 bedroom, 2 bath home in the highly sought-after community of The Villages. HVAC August 2020, Roof, July 2022. Tankless hot water heater. Designed with an inviting open floor plan, the Whispering Pine offers both elegance and functionality, making it perfect for everyday living as well as entertaining. The home features tile flooring in the kitchen and baths, sleek stainless steel appliances, and gas utilities for efficient cooking and heating. A whole-house water filtration system adds peace of mind, while the enclosed lanai with a mini-split air conditioner provides a relaxing, year-round retreat. The spacious two-car garage offers plenty of storage and convenience. Enjoy the lanai year round with a mini-split unit.
Located just minutes from shopping, dining, and the nearby VA Clinic, this home combines comfort with accessibility. Living in The Villages means enjoying more than just a home—it’s a lifestyle. Residents have access to an incredible variety of amenities, including championship and executive golf courses, recreation centers, swimming pools, pickleball and tennis courts, fitness trails, and hundreds of clubs and activities for every interest. Plus, the lively Spanish Springs Town Square is only a short drive away, offering nightly entertainment, dining, and community events. With its modern upgrades, prime location, and access to world-class amenities, this home is the perfect place to enjoy all that The Villages has available. GOLF CART SOLD SEPARATELY.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | $286 | $286 | $286 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,429 | $1,528 | $2,052 |
| Total Monthly Payment | $1,790 | $1,889 | $2,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.