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A Rare Find with Unmatched Privacy & Space!
Welcome to this incredible 5-bed, 4-bath home, a true gem in the highly sought-after Pine Ridge neighborhood. Adding to its appeal, this property qualifies for the USDA zero-down loan program AND seller is offering a $5, 000 credit to buyer towards closing costs, rate buydown or flooring allowance with acceptable offer!
This rare, private lot offers tranquil preserve views with no rear neighbors, situated on a quiet, low-traffic street. The home's entire exterior has been freshly painted (mid-Sept 2025), ensuring lasting durability for years to come.
Inside, you'll be captivated by the breathtaking features. The gourmet kitchen boasts elegant granite countertops & a convenient double oven, perfect for entertaining. The cozy living room features a stunning fireplace w/gorgeous stone accents, creating a perfect space to relax. Multiple spaces allow for a home office, extra seating areas & more. The upstairs loft, complete with a private bathroom, offers a versatile space that can serve as a 6th bedroom, media room, or play area. The first-floor bedroom includes a full bathroom both equipped with extra features, which provides an ideal solution for a guest suite or a multi-generational living arrangement. Convenience is key in this prime location. You're just minutes from the vibrant Oakleaf area, with easy access to shopping, restaurants, and St. Vincent's Hospital. Plus, a short commute gives you quick access to the highway. Spectacular resort-style amenities include a swimming pool with thrilling waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts.
Enjoy your morning coffee on the peaceful, enclosed patio. With all appliances included and freshly painted interior, this home is ready for you to make an offer today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.168% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,083 | $2,228 | $2,990 |
| Total Monthly Payment | $2,158 | $2,303 | $3,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.