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PHENOMINAL VALUE-EXCEPTIONAL VIEW. . . -RAM SEA 401– DIRECTLY BEACH FRONT/CORNER LOCATION. Sweeping panoramic views of beach and Gulf. This spacious two-bedroom two bath condo offers 1205 square feet of glorious coastal charm. The living room opens onto a private waterfront balcony. Ram Sea 401 is beautifully furnished and turnkey ready. The condo is well appointed and “eclectically beachy”. Many recent upgrades including new flooring throughout. Stainless steel appliances as well. Ram Sea 401 is the perfect second home and/or short-term rental property. A definite income producing opportunity. Rental information and rental history available on request. Professional management is on site should you want to be fully at leisure regarding the property. Ram Sea offers the rare luxury of management with an on-site guest/owner services desk for anyone wanting to enjoy the benefits provided. There is a large, heated pool and Jacuzzi spa, also, expansive sun decks and tiki areas. Spa and pool decks, tiki huts, deck furniture, and showers are all brand new in 2025. Also new to the property are the beachside natural gas grills. Condo has PGT high impact/storm rated windows and glass doors. Enjoy world class sunsets along beautiful sugar sand beaches. Centrally located between the TOP-RATED BEACHES OF ST PETE/CLEARWATER. Just 20 minutes from St Pete/Clearwater International Airport (PIE). Don’t let this one pass you by.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$890,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $712,000 | $712,000 | $712,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $816 | $816 | $816 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,269 | $4,326 | $6,008 |
| Total Monthly Payment | $5,177 | $5,234 | $6,916 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.