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3041 Cross Road, Jay, VT, 05859 | $434,900
Welcome to 3041 Cross Road in Jay, Vermont — a warm and inviting single-level home set on a total of 14 acres across two parcels. The residence sits on approximately 4 acres, while the additional 10-acre lot fronts Route 105, offering brook frontage, power on-site, and future potential for building or expansion. Step inside to a bright and spacious great room designed for entertaining, anchored by an updated kitchen featuring a propane range, quartz counters, and plenty of dining space. Both bathrooms have been tastefully refinished, and the convenience of main-level laundry adds to the home’s functionality. Interior stairs from the oversized 1 car garage lead to the basement, and between the two spaces, you’ll find ample storage space and room for a workshop or hobbies. Outdoors, the setting is lovely, with expansive acreage, a gracious back yard with blueberries, apples and raspberries, large vegetable garden, trails, a serene brook, and a shed and greenhouse. Enjoy the nearby Jay Community Recreational Trails for walking, biking, or skiing. Just minutes away, Jay Peak Resort offers world-class skiing, golf, indoor waterpark fun, and year-round events — making this property a true four-season retreat. Whether you’re seeking a primary residence, weekend escape, or investment opportunity, this property offers flexibility, privacy, and access to everything that makes Jay special.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 1 full / 1 three-quarter
- Style: Ranch
- Year Built: 1983
- Garage: 1-car Garage
- Heating: Propane,Oil
- Cooling: None
- Basement: Concrete,Full,Interior Stairs,Unfinished
- Approx Sq. Feet: 1,720
- Acreage: 13.8
- Est. Taxes: $4,627
- Lot Desc: Country Setting,Landscaped,Stream,Walking Trails,Near Golf Course,Near Paths,Near Skiing,Near Snowmobile Trails
- Elem. School: Jay-Westfield Elementary Sch
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 5061644
- Website: https://www.raveis.com
/prop/5061644/3041crossroad_jay_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/26/2026Listing courtesy of Century 21 Farm & Forest Phone: 802-334-1200
Listing Agent: Meghan Gyles
William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3041 Cross Road, Jay, VT, 05859
$434,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $347,920 | $347,920 | $347,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.168% | 5.628% |
| Monthly Tax Payment | $386 | $386 | $386 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,003 | $2,084 | $2,820 |
| Total Monthly Payment | $2,464 | $2,545 | $3,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484