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Grahamsville is pristine, quiet, and peaceful. Mornings begin with birdsong and mist on the hills. Evenings close under wide Catskill skies. Life runs simpler here and it feels deeply gratifying. You are about two hours from NYC with easy access to Route 17 and Interstate 86 as well as regional coach lines. Weekends bring farm to table eateries, cozy bakeries, craft breweries, hiking and fly fishing on the Neversink, lake days, trailheads, seasonal markets, and music at Bethel Woods. This is true ranch living, a style that is hard to come by and expensive to build today. A three bedroom, two bath time capsule with original vintage character, natural woodwork, and rooms that feel made to last. It is well loved and full, and it is waiting for the perfect person to brighten it up and let the wood glow again. Begin in the living room where a corner wood burning fireplace sets a nostalgic glow for snow day mornings and movie night. The kitchen flows into the dining and lounge area so meals, homework, and conversation move easily together. From the dining area, a sliding door opens to a spacious wraparound deck that runs along the side and back of the house. It feels like an outdoor living room with room for a long table, a relaxed seating nook, a grill station, and planters. Picture golden hour dinners, lazy Sunday brunch, quiet reading time, and star watching after the sun goes down. The backyard stretches into an imaginative oasis. Map out raised garden beds and a pollinator corner. String cafe lights over a fire pit circle. Tuck a hammock between the trees. Create a small yoga platform or a hot tub nook. There is room for all of it and for the ideas you have not dreamed up yet. An enormous three car garage stands ready for cars, kayaks, tools, and weekend projects. A full walk out basement adds storage, workshop space, a future rec room, or a studio, with easy access to the yard. Practical comfort is covered with a standby whole house generator with an automatic transfer switch that keeps life steady when the power flickers. Life here feels cozy, connected, and easy to love, with nature out back and the city within reach.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $292 | $292 | $292 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,996 | $2,612 |
| Total Monthly Payment | $2,259 | $2,363 | $2,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.