128 Hall Road, Grahamsville, NY, 12740 | $399,900

Grahamsville is pristine, quiet, and peaceful. Mornings begin with birdsong and mist on the hills. Evenings close under wide Catskill skies. Life runs simpler here and it feels deeply gratifying. You are about two hours from NYC with easy access to Route 17 and Interstate 86 as well as regional coach lines. Weekends bring farm to table eateries, cozy bakeries, craft breweries, hiking and fly fishing on the Neversink, lake days, trailheads, seasonal markets, and music at Bethel Woods. This is true ranch living, a style that is hard to come by and expensive to build today. A three bedroom, two bath time capsule with original vintage character, natural woodwork, and rooms that feel made to last. It is well loved and full, and it is waiting for the perfect person to brighten it up and let the wood glow again. Begin in the living room where a corner wood burning fireplace sets a nostalgic glow for snow day mornings and movie night. The kitchen flows into the dining and lounge area so meals, homework, and conversation move easily together. From the dining area, a sliding door opens to a spacious wraparound deck that runs along the side and back of the house. It feels like an outdoor living room with room for a long table, a relaxed seating nook, a grill station, and planters. Picture golden hour dinners, lazy Sunday brunch, quiet reading time, and star watching after the sun goes down. The backyard stretches into an imaginative oasis. Map out raised garden beds and a pollinator corner. String cafe lights over a fire pit circle. Tuck a hammock between the trees. Create a small yoga platform or a hot tub nook. There is room for all of it and for the ideas you have not dreamed up yet. An enormous three car garage stands ready for cars, kayaks, tools, and weekend projects. A full walk out basement adds storage, workshop space, a future rec room, or a studio, with easy access to the yard. Practical comfort is covered with a standby whole house generator with an automatic transfer switch that keeps life steady when the power flickers. Life here feels cozy, connected, and easy to love, with nature out back and the city within reach.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1973
  • Garage: 3-car
  • Heating: Baseboard
  • Cooling: None
  • Basement: Full
  • Approx Sq. Feet: 1,344
  • Acreage: 1
  • Est. Taxes: $3,500
  • Lot Desc: Level
  • Elem. School: Tri-Valley Elementary School
  • Middle School: Tri-Valley Secondary School
  • High School: Tri-Valley Secondary School
  • School District: Tri Valley
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: 910591
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/910591/128hallroad_grahamsville_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Hudson Valley   Phone: 845-610-6065

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

128 Hall Road, Grahamsville, NY, 12740

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,892 $1,996 $2,612
Total Monthly Payment $2,259 $2,363 $2,979

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.