21 AMSTERDAM AVENUE, Punta Gorda, FL, 33950 | $199,900

Welcome to Windmill Village, a premier 55+ resident-owned, gated community in Punta Gorda, voted “#1 Best Small Place to Live” by Money Magazine and Forbes. This meticulously maintained 2005 Fleetwood home offers 1, 080 square feet of unfurnished sophisticated living with 2 bedrooms and 2 bathrooms. Step inside to an open floor plan featuring luxury vinyl plank flooring, elegant crown molding, and a chef’s dream kitchen with wood cabinets, stainless steel appliances, a wine fridge, and a stunning quartz center island. Recent upgrades include a new roof (12/2017), A/C (8/2020), carport (1/2023), stove (2018), dishwasher (3/2023), countertops, sink, and faucet (1/2023), plus updated vanities in both bathrooms and no popcorn ceilings. Relax on the spacious front porch or enjoy the charm of a paver-lined driveway enhancing the home’s curb appeal. The $256 monthly HOA fee covers water, sewer, trash, lawn care, and common area maintenance, ensuring carefree living. Windmill Village offers an active lifestyle with two private marinas, a boat ramp, trailer storage, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and clubs for every hobby. Gather with friends at the pavilion by the heated pool. The purchase price excludes an $18, 285 Buy-In Share and Bond, refunded upon sale. Don’t miss your chance to own this beautifully upgraded home in paradise—schedule your showing today!

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,080
  • Acreage: 0.1
  • Est. Taxes: $3,599
  • HOA Fee: $256 Monthly
  • Adult Communities: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: C7514863
  • Days on Market: 135 days
  • Website: https://www.raveis.com
    /prop/C7514863/21amsterdamavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/1/2026 3:59:25 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Hanson TeamSales Vice President

203.247.3763

TheHansonTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Gene RahillyInsurance Sales Director, William Raveis Insurance

917.494.9386

Gene.Rahilly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 AMSTERDAM AVENUE, Punta Gorda, FL, 33950

$199,900

Hanson Team

Sales Vice President

William Raveis Real Estate

Phone: 203.247.3763

TheHansonTeam@raveis.com

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,920 $159,920 $159,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $908 $959 $1,286
Total Monthly Payment $1,283 $1,334 $1,661

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.