7177 W LENOX CIRCLE, Punta Gorda, FL, 33950 | $294,900

Welcome to Waterford Estates. Punta Gorda’s premier gated community offering modern comfort for all ages! Waterford amenities include two heated community pools, a clubhouse with fitness room, meeting rooms and billiards, bocce ball, pickleball, walking trails and more! This villa is meticulously maintained and features a thoughtful split-bedroom floor plan with 2 spacious bedrooms plus a den, 2 full bathrooms, and a versatile flex room ideal as a home office or guest space. The open-concept living and dining areas are perfect for entertaining, leading out to a screened lanai for enjoying tranquil mornings or evening breezes. The primary suite boasts a generous walk-in closet and a private en-suite bath, while the modern kitchen is equipped with an updated sink, RO, a pantry and convenient access to the laundry room. Roof New 2024. Additional highlights include an oversized attached garage, abundant storage throughout, and a second bedroom with its own full bath for guests. Nestled in a gated, all-age community with scenic lakes, extensive sidewalks, vibrant clubhouse events, and HOA/CDD in place for low-maintenance, resort-style living, this is the perfect second home to get out of the cold winter months. Sellers seek to lease the home after closing, offering buyers flexibility for future plans or an easy investment with a built-in tenant. Secure this beautiful villa today and benefit from immediate rental income through May 2026! Don’t miss a rare chance to invest now and live in paradise later. Schedule your tour today!

Features

  • Amenities: Clubhouse, Fitness Center, Pool
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 35 x 140
  • Laundry: Laundry Room
  • Style: Florida
  • Year Built: 2021
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,516
  • Acreage: 0.11
  • Lot Size: 35 x 140
  • Est. Taxes: $4,322
  • HOA Fee: $186 Quarterly
  • Lot Desc: In County, Sidewalk
  • View: Trees/Woods
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: C7514768
  • Days on Market: 198 days
  • Website: https://www.raveis.com
    /prop/C7514768/7177wlenoxcircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 5:31:58 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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7177 W LENOX CIRCLE, Punta Gorda, FL, 33950

$294,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $235,920 $235,920 $235,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,413 $1,472 $1,943
Total Monthly Payment $1,848 $1,907 $2,378

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.