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Welcome to this 2 bedroom, 2 bathroom, 2 car garage, stilt-home located on a wide canal in Hernando Beach with indirect access to the Gulf. This waterfront property combines functionality and charm, offering comfortable living spaces indoors and desirable amenities outdoors.
Inside, you'll find laminate wood-look flooring throughout the living areas. The kitchen is designed with wood cabinets featuring convenient pullouts, granite countertops, stainless steel appliances, a breakfast bar, and a dining area. The kitchen opens to the great room, where abundant windows bring in natural light. Additional features of this space include two closets, stained-glass accents, and a converted sunroom that extends your living area and takes advantage of the water views.
The primary bedroom includes a walk-in closet and a private en suite bathroom. A second bedroom and full bathroom provide space for family or guests. Outdoor living is a highlight of this home. Two decks provide plenty of room for relaxation and entertaining, including a large 31' x 15' deck with running water. A widow's walk offers an elevated vantage point to enjoy expansive sunset views. On the ground level, you'll find a two-car garage, a large flexible space, and a convenient outdoor shower—ideal after a day on the water. Boating enthusiasts will appreciate the private concrete boat ramp, while a concrete parking pad provides extra space for a boat, trailer, or RV.
The roof was replaced in 2011. AC 2011. Golf Carts are allowed in this community. This property is located close to a public boat ramp, marina, and some of Hernando Beach's most popular waterfront restaurants. Whether you're searching for a primary residence, a seasonal retreat, or an investment opportunity, this home offers the coastal lifestyle you've been looking for. With water access, sunset views, and generous outdoor spaces, this waterfront gem delivers location, lifestyle, and value.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $494 | $494 | $494 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,698 | $1,816 | $2,437 |
| Total Monthly Payment | $2,267 | $2,385 | $3,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.