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100K ***Huge Price Improvement!***Welcome to your private oasis in Harbour Isle, a premier coastal resort community on Anna Maria Sound. This stunning Marsh Retreat home offers expansive water views of sparkling Sapphire Lake, inviting you to live every day like a vacation.
Start your mornings with a sunrise over the peaceful mangroves from your retreat and end them with a breathtaking sunset from your private, screened lanai. This is more than a home; it’s a tranquil sanctuary where nature’s beauty is a constant backdrop.
Inside, luxury and comfort merge seamlessly. Upgrades abound! The spacious living room features vaulted ceilings with elegant beams and French doors that open to the lanai, creating a perfect flow for entertaining. The gourmet kitchen is a chef's delight, complete with stainless steel appliances, double ovens, new sink, refinished kitchen cabinets, shiplap in kitchen and dining area and new quartz countertops.
The oversized owner’s suite provides fabulous lake views and a large walk-in closet, while the spa-like en-suite bath boasts dual granite vanities and a large rain shower. Two additional guest bedrooms offer generous space and privacy. Thoughtful details like tile flooring throughout, solid core doors, and a private elevator that opens directly into your living space elevate the home's appeal. An added bonus is the dedicated office space with dual built-in desks, perfect for working from home. Upgrades abound -- including new HVAC in 2025, all new light fixtures, new fans, new Quartz countertops in bathroom and hallway, new paint throughout the entire home, new shuttlers, shades and valences, new shiplap in ceiling of the great room and a new washer -- just to name a few. Life in Harbour Isle is unparalleled. Beyond your front door, explore two miles of scenic walking and biking trails, or head to the 23, 000-square-foot Beach Club. Here, you can unwind at the heated resort-style pool and spa, toast the sunset at the Sky Bar lounge, or launch a kayak from the private beach. With four pools and the Mangrove Walk area—featuring grills and a fire pit—there’s a place for every mood.
Just outside the gates, enjoy the lively atmosphere of the Margaritaville-inspired Floridays Restaurant and Compass Hotel, or head a mile down the road to the sugar-sand beaches of Anna Maria Island. For the outdoor adventurer, Robinson Preserve is less than two miles away, offering miles of trails for walking, biking, and kayaking.
This is your chance to embrace paradise. Live, relax, and thrive in the award-winning community of Harbour Isle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.750% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 5.858% | 5.787% |
| Monthly Tax Payment | $1,256 | $1,256 | $1,256 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,080 | $5,369 | $7,578 |
| Total Monthly Payment | $6,461 | $6,750 | $8,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.