194 Lakewood Drive, Swanton, VT, 05488 | $495,000

Lakefront Living – Modern Ranch with Sunset Views Experience the thrill of owning a true year-round lakefront retreat, where every evening ends with blazing westerly sunsets over open water. This 2-bedroom, 2-bathroom modern ranch blends effortless comfort with striking design, offering a lifestyle as captivating as the views themselves. Step inside to discover wide-open living spaces finished in rich luxury vinyl flooring, a chef-inspired kitchen with whiskey-black cherry cabinetry, sleek quartz counters, and a seamless flow perfect for entertaining. The living room transforms into a private cinema with built-in 7. 1 surround sound, while spa-quality bathrooms and a custom primary suite elevate everyday living. Energy-efficient heat pumps keep you cozy in winter and cool in summer, while the composite deck and rock sea wall invite you outside to soak in sunsets that never get old. Two paved driveways ensure convenience, and the epoxy-coated basement opens endless possibilities whether storage, workshop, or creative space. Here, lakefront living isn’t just a backdrop it’s your playground. Direct access to the beach and water means swimming, paddling, or boating at a moment’s notice, with the Missisquoi Wildlife Refuge just minutes away for endless outdoor adventures. Golf, shopping, and even international travel are all within easy reach Alburg Golf Course (10. 5 miles), St. Albans (30 minutes), and the Canadian border nearby. This isn’t just a home it’s an escape, a statement,

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1984
  • Garage: 1-car Garage
  • Heating: Kerosene,Monitor Type,Mini Split
  • Cooling: Mini Split
  • Basement: Climate Controlled,Concrete,Concrete Floor,Full,Interior Stairs,Storage Space,Exterior Access
  • Approx Sq. Feet: 1,152
  • Acreage: 0.18
  • Est. Taxes: $5,743
  • Lot Desc: Beach Access,Lake Access,Lake Frontage,Lake View,Water View,Waterfront
  • Water Front: Yes
  • Elem. School: Swanton School
  • Middle School: Swanton School
  • High School: Missisquoi Valley UHSD #7
  • School District: Missisquoi Valley UHSD 7
  • MLS#: 5061575
  • Website: https://www.raveis.com
    /prop/5061575/194lakewooddrive_swanton_vt?source=qrflyer
©2025 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/8/2025
Listing courtesy of Northern Vermont Realty Group   Phone: 802-393-9069
Listing Agent: David Graves

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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194 Lakewood Drive, Swanton, VT, 05488

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $479 $479 $479
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,342 $2,471 $3,209
Total Monthly Payment $2,896 $3,025 $3,763

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.