3101 CARRIAGE DRIVE, Palm Harbor, FL, 34684 | $462,000

Welcome to this beautifully updated 3-bedroom, 2-bath home in Palm Harbor, where modern style meets a bright, open design. From the moment you arrive, the fresh curb appeal and inviting entry create a warm first impression. Step inside and you’re welcomed by an open-concept living space where wide-plank flooring, recessed lighting, and a neutral color palette create a bright and inviting atmosphere.

From the living room, the heart of the home unfolds. The kitchen boasts sleek cabinetry, quartz countertops, and a timeless subway tile backsplash. A large island with seating anchors the space, making it ideal for casual meals or entertaining. The full Samsung stainless steel appliance package, including refrigerator, dishwasher, and microwave, blends functionality with style, while a closet pantry adds convenience. The kitchen flows seamlessly into the dining area, a perfect setting for family dinners or gatherings with friends, before continuing back into the living room where the open layout ensures everyone stays connected.

The split-bedroom design offers comfort and privacy. The primary suite is positioned toward the back of the home, providing a spacious retreat with a ceiling fan and built-in closet. The en-suite bath is styled with dual vanities, modern fixtures, and a glass-enclosed shower finished in polished tile. At the front, two additional bedrooms feature ceiling fans with lights and built-in closets with shelving. They share a beautifully updated guest bath with a sleek vanity, subway tile surround, and charcoal gray tile flooring. A nearby linen closet adds convenience for everyday living.

From the living room, upgraded sliding glass doors open to a spacious enclosed porch that feels like an outdoor retreat. Fully screened and sheltered, it offers the perfect setting for morning coffee, casual dinners, or relaxing evenings while enjoying the view of the backyard. With room for both dining and lounging, this porch extends the home’s living space in a way that is comfortable year-round.

Beyond the porch, the fully fenced backyard provides both privacy and versatility. Whether hosting barbecues, creating a play area, or tending a garden, the possibilities are endless.

This home has been updated where it matters most, featuring a brand-new AC (2025) and a new roof (2023), offering peace of mind for years to come. An oversized two-car garage completes the home, with plenty of space for vehicles, tools, or outdoor gear, along with a dedicated laundry area that keeps everyday tasks tucked neatly away.

Not only is this home tucked at the end of a quiet street, it also offers a private walkway that connects directly to Reviere Shopping Center, where Publix, local restaurants, bars, and more are just a short stroll away. And when you’re ready for the outdoors, you’ll be minutes from John Chesnut Sr. Park, Lake Tarpon, Wall Springs Park, Sunset Beach, and Fred Howard Park. Golf enthusiasts will love the world-famous Copperhead Course at Innisbrook Resort, while quick access to US-19 keeps all of Tampa Bay within easy reach.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 62 x 110
  • Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
  • Style: Florida
  • Year Built: 1983
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 0.16
  • Lot Size: 62 x 110
  • Est. Taxes: $6,162
  • Lot Desc: Cleared, In County, Landscaped, Level, Near Public Transit, Sidewalk, Street Dead-End
  • View: Trees/Woods
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8426980
  • Days on Market: 112 days
  • Website: https://www.raveis.com
    /prop/TB8426980/3101carriagedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/8/2026 5:54:21 AM)
Listing courtesy of KELLER WILLIAMS SOUTH TAMPA   Phone: 813-875-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

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3101 CARRIAGE DRIVE, Palm Harbor, FL, 34684

$462,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $369,600 $369,600 $369,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.541%
Monthly Tax Payment $514 $514 $514
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,099 $2,246 $2,971
Total Monthly Payment $2,688 $2,835 $3,560

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.