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Beautiful new construction being built in Ridgebury Estates, a new community of carefully crafted colonials perched high on a hill with tree-lined streets, stone walls and lots of open space. Situated in the heart of Orange County, NY and in the highly sought-after Minisink Valley School District. Welcome to The Gables Model, where timeless design meets modern functionality. This beautiful new construction home features four spacious bedrooms, 2. 5 bathrooms, and exceptional attention to detail throughout. A charming covered front porch with stone accents sets the tone for the welcoming exterior. Inside, the first floor boasts rich red oak hardwood floors, a cozy fireplace, and an open layout perfect for everyday living and entertaining. The gourmet kitchen is a true centerpiece, complete with custom cabinetry, quartz countertops, a decorative tile backsplash, stainless steel appliances, and a breakfast bar ideal for casual dining. Upstairs, the expansive second story includes an impressive primary suite with tray ceilings, a large walk-in closet, and a private spa-like bathroom featuring a double vanity, tiled shower, and a soaking tub for ultimate relaxation. Three additional bedrooms all feature walk-in closets and share a well-appointed full bathroom. Brand-new carpeting adds comfort and warmth to all bedrooms. Additional highlights include central A/C, a convenient second-floor laundry room, and a spacious two-car garage. The Gables Model is the perfect blend of style, comfort, and practicality—designed for the way you live today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$807,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $646,320 | $646,320 | $646,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $1,193 | $1,193 | $1,193 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,871 | $4,081 | $5,324 |
| Total Monthly Payment | $5,156 | $5,366 | $6,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.