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Discover an unparalleled opportunity to acquire a truly exceptional loft residence nestled in the vibrant heart of historic Downtown Fernandina Beach. This furnished urban penthouse offers not only the charm of historic downtown but also immediate access to the 13 miles of pristine beaches of Amelia Island. This top-floor sanctuary is one of only three to boast an expansive 700 sq. ft. private rooftop terrace, offering a serene escape with captivating partial water views. The gourmet kitchen features bespoke European cabinetry, marble countertops, 14-foot island and a suite of professional-grade Wolf and Sub-Zero appliances. The luxurious appointments extend to the spa-like baths, where marble shower tiling and high-end fixtures create an atmosphere of refined indulgence. Recently integrated custom walnut wood-paneled walls, complete with an electric fireplace and 4ft x 9ft Italian porcelain floor tiles, infuse the living areas with warmth and sophisticated ambiance. Practical elegance abounds with custom California Closets thoughtfully installed in both bedrooms, the pantry, and the hall closet, ensuring impeccable organization. A unique architectural feature, the alternating-step staircase leading to the private rooftop terrace, has been artfully fashioned from original church pews, a subtle homage to the building's rich history. Beyond the confines of this private oasis, residents are invited to indulge in the building's magnificent community rooftop, a generously proportioned and exquisitely furnished space perfect for sunset cocktails and panoramic water vistas. Further enhancing the allure of this exclusive address is a substantial 900 sq. ft. guest suite, a rare amenity available for the exclusive use of owners.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,340,000 | $1,340,000 | $1,340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.110% | 5.972% |
| Monthly Tax Payment | $2,114 | $2,114 | $2,114 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,608 | $8,034 | $11,128 |
| Total Monthly Payment | $9,847 | $10,273 | $13,367 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.